We travel to leave our worries behind. Now that you've planned your trip, ensure that nothing gets in the way of your exciting adventure by covering yourself against the unexpected.
We have protected over 3,000,000 travellers on their adventures. You can count on our track-record for a truly worry-free trip.

What is Covered

Key Features

High Medical Coverage
Up to S$600,000 whilst overseas and up to S$60,000 post-trip
24-hour Emergency Medical Assistance
Call our emergency hotline at +65 6322 2566
Travel Inconvenience
Up to S$20,000 reimbursement for trip curtailment or S$12,000 for trip cancellation
Personal Belongings Reimbursement
Covers up to S$10,000 for lost or damaged belongings
Full Terrorism Cover
Covers losses arising from use of nuclear, chemical and biological substances
Personal Accident Cover
Up to S$1,000,000 coverage which begins 3 hours before your trip departure
Emergency Medical Evacuation and Repatriation
Unlimited coverage for evacuation, including transportation expenses and medical services

What is Not Covered

Key Exclusions

Behavioural Exclusions
Any wilful or illegal act; Suicide or intentional self-injury; Any behaviour under the influence of alcohol or unprescribed drugs
Medical Exclusions
Any pre-existing medical condition; Pregnancy-related conditions; Travelling to seek medical treatment; Any sexually transmitted diseases
Activity Exclusions
Sports played in a professional or competitive capacity; Participating in extreme sports (such as big wave surfing, cliff jumping, ultra-marathon)
Travel Exclusions
Travelling in, to or through Afghanistan, Cuba, Crimea, Democratic Republic of Congo, Iran, Iraq, Liberia, North Korea, Sudan or Syria
Circumstantial Exclusions
Circumstances involving war, government action or nuclear risks

Essential

MEDICAL EXPENSES

S$365,350

Overseas Medical Expenses

S$300,000

S$600,000


Post Trip Medical Expenses

S$30,000

S$60,000


Overseas Hospitalisation Allowance

S$20,000

S$40,000


Hospitalisation Allowance in Singapore

S$500

S$1,000


Pregnancy Related Expenses

S$4,000

S$8,000


Quarantine Allowance for Infectious Disease (Outside of Singapore)

S$350

S$700


Quarantine Allowance for Infectious Disease (in Singapore)

S$350

S$700


Child Care Benefit

S$5,000

S$10,000


Hospital Visit Benefit

S$5,000

S$10,000


Emergency Personal Mobile Phone Charges

S$150

S$300

Overseas Medical Expenses

S$300,000


Post Trip Medical Expenses

S$30,000


Overseas Hospitalisation Allowance

S$20,000


Hospitalisation Allowance in Singapore

S$500


Pregnancy Related Expenses

S$4,000


Quarantine Allowance for Infectious Disease (Outside of Singapore)

S$350


Quarantine Allowance for Infectious Disease (in Singapore)

S$350


Child Care Benefit

S$5,000


Hospital Visit Benefit

S$5,000


Emergency Personal Mobile Phone Charges

S$150

TRAVEL INCONVENIENCES & PERSONAL BELONGINGS

S$34,850

Trip Cancellation

S$6,000

S$12,000


Loss/Damage to Baggage and Personal Belongings

S$5,000

S$10,000


Travel Delay/ Alternative Travel Arrangement

S$1,000

S$2,000


Baggage Delay

S$1,000

S$2,000


Trip Curtailment

S$10,000

S$20,000


Travel Misconnection

S$100

S$200


Trip Postponement

S$800

S$1,600


Travel Diversion

S$1,000

S$2,000


Replacement of Travellers

S$500

S$1,000


Financial Collapse of Travel Agency

S$3,000

S$6,000


Laptops, Wireless Handheld Device and Mobile Phone

S$2,000

S$2,000


Personal Money and Travel Documents

S$2,500

S$5,000


Fraudulent Use of Lost Credit Card

S$1,500

S$3,000


Purchase of Essential Items

S$250

S$500


Overbooked Flight

S$200

S$400

Trip Cancellation

S$6,000


Loss/Damage to Baggage and Personal Belongings

S$5,000


Travel Delay/ Alternative Travel Arrangement

S$1,000


Baggage Delay

S$1,000


Trip Curtailment

S$10,000


Travel Misconnection

S$100


Trip Postponement

S$800


Travel Diversion

S$1,000


Replacement of Travellers

S$500


Financial Collapse of Travel Agency

S$3,000


Laptops, Wireless Handheld Device and Mobile Phone

S$2,000


Personal Money and Travel Documents

S$2,500


Fraudulent Use of Lost Credit Card

S$1,500


Purchase of Essential Items

S$250


Overbooked Flight

S$200

EMERGENCY MEDICAL EVACUATION & REPATRIATION

Unlimited

24 Hour Assistance Hotline

Covered

Covered


Emergency Medical Evacuation

Unlimited

Unlimited


Emergency Medical Repatriation

Unlimited

Unlimited


Repatriation on Mortal Remains Back to Singapore

Unlimited

Unlimited

24 Hour Assistance Hotline

Covered


Emergency Medical Evacuation

Unlimited


Emergency Medical Repatriation

Unlimited


Repatriation on Mortal Remains Back to Singapore

Unlimited

PERSONAL ACCIDENT

S$525,000

Accidental Death & Permanent Disablement

S$250,000

S$500,000


Double Public Transport Coverage

S$500,000

S$1,000,000


Tuition Grant for each dependent child

S$4,000

S$8,000


Special Grant

S$4,000

S$8,000


Compassionate Visit Benefit

S$5,000

S$10,000

Accidental Death & Permanent Disablement

S$250,000


Double Public Transport Coverage

S$500,000


Tuition Grant for each dependent child

S$4,000


Special Grant

S$4,000


Compassionate Visit Benefit

S$5,000

LEGAL ASSISTANCE

S$500,000

Personal Liability

S$500,000

S$1,000,000

Personal Liability

S$500,000

ADVENTUROUS ACTIVITIES

Covered

FULL TERRORISM COVER

Covered

SAFETY

Covered

Hijacking

Up to S$5,000

Up to S$5,000


Kidnap & Hostage

Up to S$10,000

Up to S$10,000


Home Care Benefit

Up to S$10,000

Up to S$10,000

Hijacking

Up to S$5,000


Kidnap & Hostage

Up to S$10,000


Home Care Benefit

Up to S$10,000

Comprehensive Plan

MEDICAL EXPENSES

S$730,700

Overseas Medical Expenses

S$600,000

S$600,000


Post Trip Medical Expenses

S$60,000

S$60,000


Overseas Hospitalisation Allowance

S$40,000

S$40,000


Hospitalisation Allowance in Singapore

S$1,000

S$1,000


Pregnancy Related Expenses

S$8,000

S$8,000


Quarantine Allowance for Infectious Disease (Outside of Singapore)

S$700

S$700


Quarantine Allowance for Infectious Disease (in Singapore)

S$700

S$700


Child Care Benefit

S$10,000

S$10,000


Hospital Visit Benefit

S$10,000

S$10,000


Emergency Personal Mobile Phone Charges

S$300

S$300

Overseas Medical Expenses

S$600,000


Post Trip Medical Expenses

S$60,000


Overseas Hospitalisation Allowance

S$40,000


Hospitalisation Allowance in Singapore

S$1,000


Pregnancy Related Expenses

S$8,000


Quarantine Allowance for Infectious Disease (Outside of Singapore)

S$700


Quarantine Allowance for Infectious Disease (in Singapore)

S$700


Child Care Benefit

S$10,000


Hospital Visit Benefit

S$10,000


Emergency Personal Mobile Phone Charges

S$300

TRAVEL INCONVENIENCES & PERSONAL BELONGINGS

S$67,700

Trip Cancellation

S$12,000

S$12,000


Loss/Damage to Baggage and Personal Belongings

S$10,000

S$10,000


Travel Delay/ Alternative Travel Arrangement

S$2,000

S$2,000


Baggage Delay

S$2,000

S$2,000


Trip Curtailment

S$20,000

S$20,000


Travel Misconnection

S$200

S$200


Trip Postponement

S$1,600

S$1,600


Travel Diversion

S$2,000

S$2,000


Replacement of Travellers

S$1,000

S$1,000


Financial Collapse of Travel Agency

S$6,000

S$6,000


Laptops, Wireless Handheld Device and Mobile Phone

S$2,000

S$2,000


Personal Money and Travel Documents

S$5,000

S$5,000


Fraudulent Use of Lost Credit Card

S$3,000

S$3,000


Purchase of Essential Items

S$500

S$500


Overbooked Flight

S$400

S$400

Trip Cancellation

S$12,000


Loss/Damage to Baggage and Personal Belongings

S$10,000


Travel Delay/ Alternative Travel Arrangement

S$2,000


Baggage Delay

S$2,000


Trip Curtailment

S$20,000


Travel Misconnection

S$200


Trip Postponement

S$1,600


Travel Diversion

S$2,000


Replacement of Travellers

S$1,000


Financial Collapse of Travel Agency

S$6,000


Laptops, Wireless Handheld Device and Mobile Phone

S$2,000


Personal Money and Travel Documents

S$5,000


Fraudulent Use of Lost Credit Card

S$3,000


Purchase of Essential Items

S$500


Overbooked Flight

S$400

EMERGENCY MEDICAL EVACUATION & REPATRIATION

Unlimited

24 Hour Assistance Hotline

Covered

Covered


Emergency Medical Evacuation

Unlimited

Unlimited


Emergency Medical Repatriation

Unlimited

Unlimited


Repatriation on Mortal Remains Back to Singapore

Unlimited

Unlimited

24 Hour Assistance Hotline

Covered


Emergency Medical Evacuation

Unlimited


Emergency Medical Repatriation

Unlimited


Repatriation on Mortal Remains Back to Singapore

Unlimited

PERSONAL ACCIDENT

S$1,050,000

Accidental Death & Permanent Disablement

S$500,000

S$500,000


Double Public Transport Coverage

S$1,000,000

S$1,000,000


Tuition Grant for each dependent child

S$8,000

S$8,000


Special Grant

S$8,000

S$8,000


Compassionate Visit Benefit

S$10,000

S$10,000

Accidental Death & Permanent Disablement

S$500,000


Double Public Transport Coverage

S$1,000,000


Tuition Grant for each dependent child

S$8,000


Special Grant

S$8,000


Compassionate Visit Benefit

S$10,000

LEGAL ASSISTANCE

S$1,000,000

Personal Liability

S$1,000,000

S$1,000,000

Personal Liability

S$1,000,000

ADVENTUROUS ACTIVITIES

Covered

FULL TERRORISM COVER

Covered

SAFETY

Covered

Hijacking

Up to S$5,000

Up to S$5,000


Kidnap & Hostage

Up to S$10,000

Up to S$10,000


Home Care Benefit

Up to S$10,000

Up to S$10,000

Hijacking

Up to S$5,000


Kidnap & Hostage

Up to S$10,000


Home Care Benefit

Up to S$10,000

Add-Ons to Consider

Don’t leave anything to chance
    Rental Car Excess
    Rental Car Excess
    Coverage: Up to S$2,000
    Pays up to S$2,000 for the damage excess when your rental vehicle is lost or damaged due to an accident overseas
    Sports Equipment
    Sports Equipment
    Coverage: Up to S$3,000
    Pays up to S$3,000 when your sports equipment is lost or damaged due to theft or natural disaster
    Golf Equipment
    Golf Equipment
    Coverage: Up to S$3,500
    Pays up to S$2,500 when your golf equipment is lost or damaged due to theft or natural disaster
    Pays up to S$500 when you incur cost to hire the replacement golf equipment
    Pays for one round of drinks up to S$500 when you achieve a hole-in-one
    Pet Care
    Pet Care
    Coverage: Up to S$1,500
    Pays up to S$1,500 when your flight back to Singapore is delayed, causing you to incur additional kennel or cattery fees for your pet

Frequently Asked Questions

What we get asked all the time
What are the sporting activities which are covered?

Adventure sports are covered subject to the following conditions:

  • They are open to the general public without restriction;
  • They are for leisure and non-competitive purpose; and
  • They are organised by a licensed operator.

Please take note of the limitations for the following activities:

  • Flying or hot air balloon rides for leisure;
  • Hiking or trekking up to 3500 metres above sea level;
  • Mountaineering that ordinarily does not require the use of specific climbing equipment and ropes;
  • Ice Sports; Snow sports within approved areas of the ski resort;
  • White water rafting up to grade 3;
  • Scuba Diving no deeper than 30 metres under the supervision of a qualified diving instructor, or within the certified depth under Your PADI certification (or equivalent qualification) and you are diving with a buddy who holds the same or higher PADI certification (or equivalent qualification);

Not covered

  1. Participating in sports that are played in a professional capacity or in competition involving prize money, donations, sponsorship or reward of any kind.
  2. Extreme Sports as they present a high level of inherent danger. This includes sports such as big wave surfing, cliff jumping, horse jumping, potholing, ultra marathons, biathlons and triathlons.
Am I covered when I am learning scuba diving to obtain certification during my trip?

You are covered if you dive no deeper than 30 metres and accompanied by a qualified diving instructor.

Am I covered if I go on a cruise? Which travel region should I purchase - Regional or Global?

Yes, we cover cruises provided that the insured person departs from Singapore. The destination for the cruise will determine the travel region.

What are the alternative proof of travel if I do not require passport stamp when entering Malaysia?

An alternative proof of travel to passport stamps are as follows:

  • travel tickets
  • hotel bookings
  • entertainment ticket
  • invitation letter
  • receipt of purchase items in Malaysia etc.
How do I claim for my personal belonging which is dropped accidentally whilst overseas?

To claim for your damaged personal belonging which is dropped accidentally whilst overseas, please provide:

  • the photograph of the damaged item;
  • repair invoice; and
  • damaged incident report from the repairer.

Have an enquiry about this product?

Leave your details below and we’ll reach out to you within a day!

Alternatively, you can speak to us.

SINGAPORE HOTLINE: 1800 880 4888
INTERNATIONAL HOTLINE: +65 6880 4888

Operating hours: 9am to 5.30pm
(Monday – Friday)

If you prefer to send us an email

Feel free to drop by

Operating hours: 9am to 5.30pm
(Monday – Friday)

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Customer Reviews

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Hear what our customers have to say about us

4.2
4,052 ReviewsRead all reviews
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25-04-2019
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I am very impress that I able to receive my policy within 24 hours as compared to the past.
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25-04-2019
I found it easy and user friendly. Clear instruction on claim submissipm process to help with quick reimbursement
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24-04-2019
IMPORTANT NOTICE

This insurance plan is underwritten by AXA Insurance Pte Ltd. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from AXA Insurance Pte Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the plan.

You may wish to seek advice from a qualified adviser before making a commitment to purchase the insurance plan. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the plan in question is suitable for you.

The insurance plans featured in this website may be protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such plans are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA, GIA or SDIC websites (www.lia.org.sg, www.gia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme.

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