While you’re ticking travel destinations off your bucket list and leaving your mark on the world, Wanderlust offers travel protection for every traveller at heart.
We have protected over 3,000,000 travellers on their adventures. You can count on our track-record for a truly worry-free trip.

What is Covered

Key Features

Medical Expenses Coverage
Up to S$150,000 whilst overseas and up to S$10,000 post-trip
Overseas Hospitalisation Allowance
Pays double the daily benefit if you are confined in the ICU whilst overseas
24-Hour Emergency Travel-Related Assistance
Call our emergency hotline at +65 6322 2566 if you require medical evacuation or need assistance on your lost passport whilst overseas
Travel Inconveniences
Up to S$5,000 reimbursement for trip cancellation or trip curtailment
Natural Disaster Benefit
Pays up to an additional 50% of the Sum Insured, when your trip has to be cancelled or curtailed due to a natural disaster
Adventure Cover
Covers you if you are injured whilst participating in adventurous activities for leisure purpose during a trip

What is Not Covered

Key Exclusions

Behavioural Exclusions
Any wilful or illegal act; Suicide or intentional self-injury; Any behaviour under the influence of alcohol or unprescribed drugs
Medical Exclusions
Any pre-existing medical condition; Pregnancy-related conditions; Travelling to seek medical treatment; Any sexually transmitted diseases
Activity Exclusions
Sports played in a professional or competitive capacity; Participating in extreme sports (such as big wave surfing, cliff jumping, ultra-marathon)
Travel Exclusions
Travelling in, to or through Afghanistan, Cuba, Crimea, Democratic Republic of Congo, Iran, Iraq, Liberia, North Korea, Sudan or Syria
Circumstantial Exclusions
Circumstances involving war, government action or nuclear risks

Lite

Medical Expenses

up to S$10,000

Overseas Medical Expenses

Pays for the medical treatment of your injury or illness whilst overseas (a $50 excess is applicable for each outpatient claim).

up to S$10,000

up to S$50,000

up to S$150,000


Hospital Visit Benefit

Pays for a relative or friend to visit you in the hospital whilst overseas due to an injury or illness.

up to S$1,000

up to S$2,000

up to S$3,000


Child Care Benefit

Pays for a relative or friend to accompany your children back to Singapore, whilst you are hospitalised overseas due to an injury or illness.

up to S$1,000

up to S$2,000

up to S$3,000


Overseas Hospitalisation Allowance

Pays an allowance for each day of your hospitalisation overseas. Pays double the allowance if your confinement is in the ICU.

up to S$2,000

up to S$5,000

up to S$10,000

Overseas Medical Expenses

Pays for the medical treatment of your injury or illness whilst overseas (a $50 excess is applicable for each outpatient claim).

up to S$10,000


Hospital Visit Benefit

Pays for a relative or friend to visit you in the hospital whilst overseas due to an injury or illness.

up to S$1,000


Child Care Benefit

Pays for a relative or friend to accompany your children back to Singapore, whilst you are hospitalised overseas due to an injury or illness.

up to S$1,000


Overseas Hospitalisation Allowance

Pays an allowance for each day of your hospitalisation overseas. Pays double the allowance if your confinement is in the ICU.

up to S$2,000

Personal Accident

up to S$50,000

Double Public Transport Coverage

Pays double the death benefit if the accident occurs whilst you are traveling in a public transport overseas.

N/A

N/A

S$300,000


Accidental Death & Permanent Disablement

Pays for death and/or permanent disablement if the accident occurs whilst overseas.

up to S$50,000

up to S$100,000

up to S$150,000


Compassionate Visit Benefit

Pays for a relative or friend to travel to the overseas destination where your death occurs to assist in the funeral arrangements.

up to S$1,500

up to S$3,000

up to S$5,000


Special Grant

Pays towards the costs of the funeral arrangement.

S$1,000

S$2,000

S$3,000


Child Education Grant

Pays towards the costs of education for your school-going children, if the accident occurs to you whilst overseas which results in death.

up to S$4,000

up to S$8,000

up to S$12,000

Double Public Transport Coverage

Pays double the death benefit if the accident occurs whilst you are traveling in a public transport overseas.

N/A


Accidental Death & Permanent Disablement

Pays for death and/or permanent disablement if the accident occurs whilst overseas.

up to S$50,000


Compassionate Visit Benefit

Pays for a relative or friend to travel to the overseas destination where your death occurs to assist in the funeral arrangements.

up to S$1,500


Special Grant

Pays towards the costs of the funeral arrangement.

S$1,000


Child Education Grant

Pays towards the costs of education for your school-going children, if the accident occurs to you whilst overseas which results in death.

up to S$4,000

Emergency Travel-related Assistance

up to S$100,000

Emergency Medical Evacuation and Repatriation

Pays the cost of transferring you to another location (or back to Singapore) for medical treatment of your injury or illness.

up to S$100,000

up to S$100,000

up to S$100,000


Repatriation of Mortal Remains Back to Singapore

Pays for the cost of transporting the mortal remains to Singapore if your death occurs whilst overseas.

up to S$100,000

up to S$100,000

up to S$100,000


Emergency Personal Mobile Phone Charges

Pays for the phone charges if you have to engage AXA Assistance Singapore in an emergency whilst overseas.

up to S$150

up to S$150

up to S$150

Emergency Medical Evacuation and Repatriation

Pays the cost of transferring you to another location (or back to Singapore) for medical treatment of your injury or illness.

up to S$100,000


Repatriation of Mortal Remains Back to Singapore

Pays for the cost of transporting the mortal remains to Singapore if your death occurs whilst overseas.

up to S$100,000


Emergency Personal Mobile Phone Charges

Pays for the phone charges if you have to engage AXA Assistance Singapore in an emergency whilst overseas.

up to S$150

Travel Inconveniences

up to S$500,000

Trip Cancellation

Pays for the pre-paid and irrecoverable travel/accommodation expenses that you have incurred if you have to unavoidably cancel your trip before it commences.

up to S$1,000

up to S$3,000

up to S$5,000


Trip Postponement

Pays for the administrative expenses incurred to postpone your trip before it commences.

up to S$200

up to S$500

up to S$500


Replacement of Travellers

Pays for the additional administrative expenses incurred for another person to replace you on the trip if you are hospitalised before the trip commences.

N/A

N/A

up to S$500


Financial Collapse of Travel Agency

Pays for the pre-paid and irrecoverable travel deposits, when your trip has to be cancelled due to your travel agency’s insolvency.

up to S$1,000

up to S$1,000

up to S$2,000


Trip Curtailment

Pays for the pre-paid, irrecoverable and unutilised travel/accommodation expenses and/or additional travel/accommodation expenses incurred to extend your stay overseas, when you have to abandon your trip to return to Singapore or alter your trip whilst overseas.

up to S$1,000

up to S$3,000

up to S$5,000


Natural Disaster Benefit

Pays an additional Sum Insured under Trip Cancellation or Trip Curtailment, when your trip has to be cancelled or curtailed due to a natural disaster.

up to S$1,500

up to S$4,500

up to S$7,500


Travel Delay

Pays for every 6 consecutive hours of delay of your scheduled public transport whilst overseas; or reimburses the travel expenses incurred, when you make alternative travel arrangements.

up to S$500

up to S$1,000

up to S$1,000


Travel Diversion

Pays for every 6 consecutive hours of delay caused by the diversion of your public transport whilst overseas.

N/A

N/A

up to $1,000


Overbooked Flight

Pays you when your scheduled flight is overbooked, with no alternative transport made available to you within the next 4 hours.

N/A

N/A

S$200


Travel Misconnection

Pays you when you miss your connecting public transport due to late arrival of your incoming public transport, with no alternative transport made available to you within the next 4 hours, whilst overseas.

N/A

N/A

S$100


Baggage Delay

Pays for every 6 consecutive hours that your checked-in baggage is delayed by your public transport at your scheduled destination.

up to S$500

up to S$500

up to S$1,000


Loss/Damage to Baggage and Personal Belongings

Covers the loss of or damage to your personal belongings during a trip.

Available as add-on

up to S$2,000

up to S$3,000


Purchase of Essential Items

Reimburses the costs of purchasing essential toiletries and basic wear at your destination to tide you over till your baggage is recovered.

N/A

up to S$150

up to S$150


Fraudulent Use of Lost Credit Card

Reimburses the unauthorised charges on your credit card, when it is lost or stolen whilst overseas.

N/A

up to S$1,000

up to S$1,000


Personal Liability

Covers your legal liability against accidental injury or property damage caused to third parties whilst overseas.

up to S$500,000

up to S$500,000

up to S$500,000


Hijacking and/or Kidnapping

Pays for every 6 consecutive hours of detention, when you become victim of a kidnap or hijack of the public transport that you are travelling in whilst overseas.

up to S$1,500

up to S$3,000

up to S$3,000

Trip Cancellation

Pays for the pre-paid and irrecoverable travel/accommodation expenses that you have incurred if you have to unavoidably cancel your trip before it commences.

up to S$1,000


Trip Postponement

Pays for the administrative expenses incurred to postpone your trip before it commences.

up to S$200


Replacement of Travellers

Pays for the additional administrative expenses incurred for another person to replace you on the trip if you are hospitalised before the trip commences.

N/A


Financial Collapse of Travel Agency

Pays for the pre-paid and irrecoverable travel deposits, when your trip has to be cancelled due to your travel agency’s insolvency.

up to S$1,000


Trip Curtailment

Pays for the pre-paid, irrecoverable and unutilised travel/accommodation expenses and/or additional travel/accommodation expenses incurred to extend your stay overseas, when you have to abandon your trip to return to Singapore or alter your trip whilst overseas.

up to S$1,000


Natural Disaster Benefit

Pays an additional Sum Insured under Trip Cancellation or Trip Curtailment, when your trip has to be cancelled or curtailed due to a natural disaster.

up to S$1,500


Travel Delay

Pays for every 6 consecutive hours of delay of your scheduled public transport whilst overseas; or reimburses the travel expenses incurred, when you make alternative travel arrangements.

up to S$500


Travel Diversion

Pays for every 6 consecutive hours of delay caused by the diversion of your public transport whilst overseas.

N/A


Overbooked Flight

Pays you when your scheduled flight is overbooked, with no alternative transport made available to you within the next 4 hours.

N/A


Travel Misconnection

Pays you when you miss your connecting public transport due to late arrival of your incoming public transport, with no alternative transport made available to you within the next 4 hours, whilst overseas.

N/A


Baggage Delay

Pays for every 6 consecutive hours that your checked-in baggage is delayed by your public transport at your scheduled destination.

up to S$500


Loss/Damage to Baggage and Personal Belongings

Covers the loss of or damage to your personal belongings during a trip.

Available as add-on


Purchase of Essential Items

Reimburses the costs of purchasing essential toiletries and basic wear at your destination to tide you over till your baggage is recovered.

N/A


Fraudulent Use of Lost Credit Card

Reimburses the unauthorised charges on your credit card, when it is lost or stolen whilst overseas.

N/A


Personal Liability

Covers your legal liability against accidental injury or property damage caused to third parties whilst overseas.

up to S$500,000


Hijacking and/or Kidnapping

Pays for every 6 consecutive hours of detention, when you become victim of a kidnap or hijack of the public transport that you are travelling in whilst overseas.

up to S$1,500

Adventure Cover and Others

Covered

Full Terrorism Cover

Covers you in the event you become victim of a terrorism act.

Covered

Covered

Covered


Adventure Cover

Covers you for your injury whilst participating in adventurous activities for leisure purpose during a trip. Examples: bungee jumping, hiking up to 3,500 metres above sea level, parachuting, sky-diving, hang-gliding, and snow sports within approved areas of the ski resort.

Available as add-on

Available as add-on

Covered

Full Terrorism Cover

Covers you in the event you become victim of a terrorism act.

Covered


Adventure Cover

Covers you for your injury whilst participating in adventurous activities for leisure purpose during a trip. Examples: bungee jumping, hiking up to 3,500 metres above sea level, parachuting, sky-diving, hang-gliding, and snow sports within approved areas of the ski resort.

Available as add-on

Easy

Medical Expenses

up to S$50,000

Overseas Medical Expenses

Pays for the medical treatment of your injury or illness whilst overseas (a $50 excess is applicable for each outpatient claim).

up to S$50,000

up to S$50,000

up to S$150,000


Hospital Visit Benefit

Pays for a relative or friend to visit you in the hospital whilst overseas due to an injury or illness.

up to S$2,000

up to S$2,000

up to S$3,000


Child Care Benefit

Pays for a relative or friend to accompany your children back to Singapore, whilst you are hospitalised overseas due to an injury or illness.

up to S$2,000

up to S$2,000

up to S$3,000


Overseas Hospitalisation Allowance

Pays an allowance for each day of your hospitalisation overseas. Pays double the allowance if your confinement is in the ICU.

up to S$5,000

up to S$5,000

up to S$10,000

Overseas Medical Expenses

Pays for the medical treatment of your injury or illness whilst overseas (a $50 excess is applicable for each outpatient claim).

up to S$50,000


Hospital Visit Benefit

Pays for a relative or friend to visit you in the hospital whilst overseas due to an injury or illness.

up to S$2,000


Child Care Benefit

Pays for a relative or friend to accompany your children back to Singapore, whilst you are hospitalised overseas due to an injury or illness.

up to S$2,000


Overseas Hospitalisation Allowance

Pays an allowance for each day of your hospitalisation overseas. Pays double the allowance if your confinement is in the ICU.

up to S$5,000

Personal Accident

up to S$100,000

Double Public Transport Coverage

Pays double the death benefit if the accident occurs whilst you are traveling in a public transport overseas.

N/A

N/A

S$300,000


Accidental Death & Permanent Disablement

Pays for death and/or permanent disablement if the accident occurs whilst overseas.

up to S$100,000

up to S$100,000

up to S$150,000


Compassionate Visit Benefit

Pays for a relative or friend to travel to the overseas destination where your death occurs to assist in the funeral arrangements.

up to S$3,000

up to S$3,000

up to S$5,000


Special Grant

Pays towards the costs of the funeral arrangement.

S$2,000

S$2,000

S$3,000


Child Education Grant

Pays towards the costs of education for your school-going children, if the accident occurs to you whilst overseas which results in death.

up to S$8,000

up to S$8,000

up to S$12,000

Double Public Transport Coverage

Pays double the death benefit if the accident occurs whilst you are traveling in a public transport overseas.

N/A


Accidental Death & Permanent Disablement

Pays for death and/or permanent disablement if the accident occurs whilst overseas.

up to S$100,000


Compassionate Visit Benefit

Pays for a relative or friend to travel to the overseas destination where your death occurs to assist in the funeral arrangements.

up to S$3,000


Special Grant

Pays towards the costs of the funeral arrangement.

S$2,000


Child Education Grant

Pays towards the costs of education for your school-going children, if the accident occurs to you whilst overseas which results in death.

up to S$8,000

Emergency Travel-related Assistance

up to S$100,000

Emergency Medical Evacuation and Repatriation

Pays the cost of transferring you to another location (or back to Singapore) for medical treatment of your injury or illness.

up to S$100,000

up to S$100,000

up to S$100,000


Repatriation of Mortal Remains Back to Singapore

Pays for the cost of transporting the mortal remains to Singapore if your death occurs whilst overseas.

up to S$100,000

up to S$100,000

up to S$100,000


Emergency Personal Mobile Phone Charges

Pays for the phone charges if you have to engage AXA Assistance Singapore in an emergency whilst overseas.

up to S$150

up to S$150

up to S$150

Emergency Medical Evacuation and Repatriation

Pays the cost of transferring you to another location (or back to Singapore) for medical treatment of your injury or illness.

up to S$100,000


Repatriation of Mortal Remains Back to Singapore

Pays for the cost of transporting the mortal remains to Singapore if your death occurs whilst overseas.

up to S$100,000


Emergency Personal Mobile Phone Charges

Pays for the phone charges if you have to engage AXA Assistance Singapore in an emergency whilst overseas.

up to S$150

Travel Inconveniences

up to S$500,000

Trip Cancellation

Pays for the pre-paid and irrecoverable travel/accommodation expenses that you have incurred if you have to unavoidably cancel your trip before it commences.

up to S$3,000

up to S$3,000

up to S$5,000


Trip Postponement

Pays for the administrative expenses incurred to postpone your trip before it commences.

up to S$500

up to S$500

up to S$500


Replacement of Travellers

Pays for the additional administrative expenses incurred for another person to replace you on the trip if you are hospitalised before the trip commences.

N/A

N/A

up to S$500


Financial Collapse of Travel Agency

Pays for the pre-paid and irrecoverable travel deposits, when your trip has to be cancelled due to your travel agency’s insolvency.

up to S$1,000

up to S$1,000

up to S$2,000


Trip Curtailment

Pays for the pre-paid, irrecoverable and unutilised travel/accommodation expenses and/or additional travel/accommodation expenses incurred to extend your stay overseas, when you have to abandon your trip to return to Singapore or alter your trip whilst overseas.

up to S$3,000

up to S$3,000

up to S$5,000


Natural Disaster Benefit

Pays an additional Sum Insured under Trip Cancellation or Trip Curtailment, when your trip has to be cancelled or curtailed due to a natural disaster.

up to S$4,500

up to S$4,500

up to S$7,500


Travel Delay

Pays for every 6 consecutive hours of delay of your scheduled public transport whilst overseas; or reimburses the travel expenses incurred, when you make alternative travel arrangements.

up to S$1,000

up to S$1,000

up to S$1,000


Travel Diversion

Pays for every 6 consecutive hours of delay caused by the diversion of your public transport whilst overseas.

N/A

N/A

up to $1,000


Overbooked Flight

Pays you when your scheduled flight is overbooked, with no alternative transport made available to you within the next 4 hours.

N/A

N/A

S$200


Travel Misconnection

Pays you when you miss your connecting public transport due to late arrival of your incoming public transport, with no alternative transport made available to you within the next 4 hours, whilst overseas.

N/A

N/A

S$100


Baggage Delay

Pays for every 6 consecutive hours that your checked-in baggage is delayed by your public transport at your scheduled destination.

up to S$500

up to S$500

up to S$1,000


Loss/Damage to Baggage and Personal Belongings

Covers the loss of or damage to your personal belongings during a trip.

up to S$2,000

up to S$2,000

up to S$3,000


Purchase of Essential Items

Reimburses the costs of purchasing essential toiletries and basic wear at your destination to tide you over till your baggage is recovered.

up to S$150

up to S$150

up to S$150


Fraudulent Use of Lost Credit Card

Reimburses the unauthorised charges on your credit card, when it is lost or stolen whilst overseas.

up to S$1,000

up to S$1,000

up to S$1,000


Personal Liability

Covers your legal liability against accidental injury or property damage caused to third parties whilst overseas.

up to S$500,000

up to S$500,000

up to S$500,000


Hijacking and/or Kidnapping

Pays for every 6 consecutive hours of detention, when you become victim of a kidnap or hijack of the public transport that you are travelling in whilst overseas.

up to S$3,000

up to S$3,000

up to S$3,000

Trip Cancellation

Pays for the pre-paid and irrecoverable travel/accommodation expenses that you have incurred if you have to unavoidably cancel your trip before it commences.

up to S$3,000


Trip Postponement

Pays for the administrative expenses incurred to postpone your trip before it commences.

up to S$500


Replacement of Travellers

Pays for the additional administrative expenses incurred for another person to replace you on the trip if you are hospitalised before the trip commences.

N/A


Financial Collapse of Travel Agency

Pays for the pre-paid and irrecoverable travel deposits, when your trip has to be cancelled due to your travel agency’s insolvency.

up to S$1,000


Trip Curtailment

Pays for the pre-paid, irrecoverable and unutilised travel/accommodation expenses and/or additional travel/accommodation expenses incurred to extend your stay overseas, when you have to abandon your trip to return to Singapore or alter your trip whilst overseas.

up to S$3,000


Natural Disaster Benefit

Pays an additional Sum Insured under Trip Cancellation or Trip Curtailment, when your trip has to be cancelled or curtailed due to a natural disaster.

up to S$4,500


Travel Delay

Pays for every 6 consecutive hours of delay of your scheduled public transport whilst overseas; or reimburses the travel expenses incurred, when you make alternative travel arrangements.

up to S$1,000


Travel Diversion

Pays for every 6 consecutive hours of delay caused by the diversion of your public transport whilst overseas.

N/A


Overbooked Flight

Pays you when your scheduled flight is overbooked, with no alternative transport made available to you within the next 4 hours.

N/A


Travel Misconnection

Pays you when you miss your connecting public transport due to late arrival of your incoming public transport, with no alternative transport made available to you within the next 4 hours, whilst overseas.

N/A


Baggage Delay

Pays for every 6 consecutive hours that your checked-in baggage is delayed by your public transport at your scheduled destination.

up to S$500


Loss/Damage to Baggage and Personal Belongings

Covers the loss of or damage to your personal belongings during a trip.

up to S$2,000


Purchase of Essential Items

Reimburses the costs of purchasing essential toiletries and basic wear at your destination to tide you over till your baggage is recovered.

up to S$150


Fraudulent Use of Lost Credit Card

Reimburses the unauthorised charges on your credit card, when it is lost or stolen whilst overseas.

up to S$1,000


Personal Liability

Covers your legal liability against accidental injury or property damage caused to third parties whilst overseas.

up to S$500,000


Hijacking and/or Kidnapping

Pays for every 6 consecutive hours of detention, when you become victim of a kidnap or hijack of the public transport that you are travelling in whilst overseas.

up to S$3,000

Adventure Cover and Others

Covered

Full Terrorism Cover

Covers you in the event you become victim of a terrorism act.

Covered

Covered

Covered


Adventure Cover

Covers you for your injury whilst participating in adventurous activities for leisure purpose during a trip. Examples: bungee jumping, hiking up to 3,500 metres above sea level, parachuting, sky-diving, hang-gliding, and snow sports within approved areas of the ski resort.

Available as add-on

Available as add-on

Covered

Full Terrorism Cover

Covers you in the event you become victim of a terrorism act.

Covered


Adventure Cover

Covers you for your injury whilst participating in adventurous activities for leisure purpose during a trip. Examples: bungee jumping, hiking up to 3,500 metres above sea level, parachuting, sky-diving, hang-gliding, and snow sports within approved areas of the ski resort.

Available as add-on

Pro

Medical Expenses

up to S$150,000

Overseas Medical Expenses

Pays for the medical treatment of your injury or illness whilst overseas (a $50 excess is applicable for each outpatient claim).

up to S$150,000

up to S$50,000

up to S$150,000


Hospital Visit Benefit

Pays for a relative or friend to visit you in the hospital whilst overseas due to an injury or illness.

up to S$3,000

up to S$2,000

up to S$3,000


Child Care Benefit

Pays for a relative or friend to accompany your children back to Singapore, whilst you are hospitalised overseas due to an injury or illness.

up to S$3,000

up to S$2,000

up to S$3,000


Overseas Hospitalisation Allowance

Pays an allowance for each day of your hospitalisation overseas. Pays double the allowance if your confinement is in the ICU.

up to S$10,000

up to S$5,000

up to S$10,000

Overseas Medical Expenses

Pays for the medical treatment of your injury or illness whilst overseas (a $50 excess is applicable for each outpatient claim).

up to S$150,000


Hospital Visit Benefit

Pays for a relative or friend to visit you in the hospital whilst overseas due to an injury or illness.

up to S$3,000


Child Care Benefit

Pays for a relative or friend to accompany your children back to Singapore, whilst you are hospitalised overseas due to an injury or illness.

up to S$3,000


Overseas Hospitalisation Allowance

Pays an allowance for each day of your hospitalisation overseas. Pays double the allowance if your confinement is in the ICU.

up to S$10,000

Personal Accident

up to S$300,000

Double Public Transport Coverage

Pays double the death benefit if the accident occurs whilst you are traveling in a public transport overseas.

S$300,000

N/A

S$300,000


Accidental Death & Permanent Disablement

Pays for death and/or permanent disablement if the accident occurs whilst overseas.

up to S$150,000

up to S$100,000

up to S$150,000


Compassionate Visit Benefit

Pays for a relative or friend to travel to the overseas destination where your death occurs to assist in the funeral arrangements.

up to S$5,000

up to S$3,000

up to S$5,000


Special Grant

Pays towards the costs of the funeral arrangement.

S$3,000

S$2,000

S$3,000


Child Education Grant

Pays towards the costs of education for your school-going children, if the accident occurs to you whilst overseas which results in death.

up to S$12,000

up to S$8,000

up to S$12,000

Double Public Transport Coverage

Pays double the death benefit if the accident occurs whilst you are traveling in a public transport overseas.

S$300,000


Accidental Death & Permanent Disablement

Pays for death and/or permanent disablement if the accident occurs whilst overseas.

up to S$150,000


Compassionate Visit Benefit

Pays for a relative or friend to travel to the overseas destination where your death occurs to assist in the funeral arrangements.

up to S$5,000


Special Grant

Pays towards the costs of the funeral arrangement.

S$3,000


Child Education Grant

Pays towards the costs of education for your school-going children, if the accident occurs to you whilst overseas which results in death.

up to S$12,000

Emergency Travel-related Assistance

up to S$100,000

Emergency Medical Evacuation and Repatriation

Pays the cost of transferring you to another location (or back to Singapore) for medical treatment of your injury or illness.

up to S$100,000

up to S$100,000

up to S$100,000


Repatriation of Mortal Remains Back to Singapore

Pays for the cost of transporting the mortal remains to Singapore if your death occurs whilst overseas.

up to S$100,000

up to S$100,000

up to S$100,000


Emergency Personal Mobile Phone Charges

Pays for the phone charges if you have to engage AXA Assistance Singapore in an emergency whilst overseas.

up to S$150

up to S$150

up to S$150

Emergency Medical Evacuation and Repatriation

Pays the cost of transferring you to another location (or back to Singapore) for medical treatment of your injury or illness.

up to S$100,000


Repatriation of Mortal Remains Back to Singapore

Pays for the cost of transporting the mortal remains to Singapore if your death occurs whilst overseas.

up to S$100,000


Emergency Personal Mobile Phone Charges

Pays for the phone charges if you have to engage AXA Assistance Singapore in an emergency whilst overseas.

up to S$150

Travel Inconveniences

up to S$500,000

Trip Cancellation

Pays for the pre-paid and irrecoverable travel/accommodation expenses that you have incurred if you have to unavoidably cancel your trip before it commences.

up to S$5,000

up to S$3,000

up to S$5,000


Trip Postponement

Pays for the administrative expenses incurred to postpone your trip before it commences.

up to S$500

up to S$500

up to S$500


Replacement of Travellers

Pays for the additional administrative expenses incurred for another person to replace you on the trip if you are hospitalised before the trip commences.

up to S$500

N/A

up to S$500


Financial Collapse of Travel Agency

Pays for the pre-paid and irrecoverable travel deposits, when your trip has to be cancelled due to your travel agency’s insolvency.

up to S$2,000

up to S$1,000

up to S$2,000


Trip Curtailment

Pays for the pre-paid, irrecoverable and unutilised travel/accommodation expenses and/or additional travel/accommodation expenses incurred to extend your stay overseas, when you have to abandon your trip to return to Singapore or alter your trip whilst overseas.

up to S$5,000

up to S$3,000

up to S$5,000


Natural Disaster Benefit

Pays an additional Sum Insured under Trip Cancellation or Trip Curtailment, when your trip has to be cancelled or curtailed due to a natural disaster.

up to S$7,500

up to S$4,500

up to S$7,500


Travel Delay

Pays for every 6 consecutive hours of delay of your scheduled public transport whilst overseas; or reimburses the travel expenses incurred, when you make alternative travel arrangements.

up to S$1,000

up to S$1,000

up to S$1,000


Travel Diversion

Pays for every 6 consecutive hours of delay caused by the diversion of your public transport whilst overseas.

up to $1,000

N/A

up to $1,000


Overbooked Flight

Pays you when your scheduled flight is overbooked, with no alternative transport made available to you within the next 4 hours.

S$200

N/A

S$200


Travel Misconnection

Pays you when you miss your connecting public transport due to late arrival of your incoming public transport, with no alternative transport made available to you within the next 4 hours, whilst overseas.

S$100

N/A

S$100


Baggage Delay

Pays for every 6 consecutive hours that your checked-in baggage is delayed by your public transport at your scheduled destination.

up to S$1,000

up to S$500

up to S$1,000


Loss/Damage to Baggage and Personal Belongings

Covers the loss of or damage to your personal belongings during a trip.

up to S$3,000

up to S$2,000

up to S$3,000


Purchase of Essential Items

Reimburses the costs of purchasing essential toiletries and basic wear at your destination to tide you over till your baggage is recovered.

up to S$150

up to S$150

up to S$150


Fraudulent Use of Lost Credit Card

Reimburses the unauthorised charges on your credit card, when it is lost or stolen whilst overseas.

up to S$1,000

up to S$1,000

up to S$1,000


Personal Liability

Covers your legal liability against accidental injury or property damage caused to third parties whilst overseas.

up to S$500,000

up to S$500,000

up to S$500,000


Hijacking and/or Kidnapping

Pays for every 6 consecutive hours of detention, when you become victim of a kidnap or hijack of the public transport that you are travelling in whilst overseas.

up to S$3,000

up to S$3,000

up to S$3,000

Trip Cancellation

Pays for the pre-paid and irrecoverable travel/accommodation expenses that you have incurred if you have to unavoidably cancel your trip before it commences.

up to S$5,000


Trip Postponement

Pays for the administrative expenses incurred to postpone your trip before it commences.

up to S$500


Replacement of Travellers

Pays for the additional administrative expenses incurred for another person to replace you on the trip if you are hospitalised before the trip commences.

up to S$500


Financial Collapse of Travel Agency

Pays for the pre-paid and irrecoverable travel deposits, when your trip has to be cancelled due to your travel agency’s insolvency.

up to S$2,000


Trip Curtailment

Pays for the pre-paid, irrecoverable and unutilised travel/accommodation expenses and/or additional travel/accommodation expenses incurred to extend your stay overseas, when you have to abandon your trip to return to Singapore or alter your trip whilst overseas.

up to S$5,000


Natural Disaster Benefit

Pays an additional Sum Insured under Trip Cancellation or Trip Curtailment, when your trip has to be cancelled or curtailed due to a natural disaster.

up to S$7,500


Travel Delay

Pays for every 6 consecutive hours of delay of your scheduled public transport whilst overseas; or reimburses the travel expenses incurred, when you make alternative travel arrangements.

up to S$1,000


Travel Diversion

Pays for every 6 consecutive hours of delay caused by the diversion of your public transport whilst overseas.

up to $1,000


Overbooked Flight

Pays you when your scheduled flight is overbooked, with no alternative transport made available to you within the next 4 hours.

S$200


Travel Misconnection

Pays you when you miss your connecting public transport due to late arrival of your incoming public transport, with no alternative transport made available to you within the next 4 hours, whilst overseas.

S$100


Baggage Delay

Pays for every 6 consecutive hours that your checked-in baggage is delayed by your public transport at your scheduled destination.

up to S$1,000


Loss/Damage to Baggage and Personal Belongings

Covers the loss of or damage to your personal belongings during a trip.

up to S$3,000


Purchase of Essential Items

Reimburses the costs of purchasing essential toiletries and basic wear at your destination to tide you over till your baggage is recovered.

up to S$150


Fraudulent Use of Lost Credit Card

Reimburses the unauthorised charges on your credit card, when it is lost or stolen whilst overseas.

up to S$1,000


Personal Liability

Covers your legal liability against accidental injury or property damage caused to third parties whilst overseas.

up to S$500,000


Hijacking and/or Kidnapping

Pays for every 6 consecutive hours of detention, when you become victim of a kidnap or hijack of the public transport that you are travelling in whilst overseas.

up to S$3,000

Adventure Cover and Others

Covered

Full Terrorism Cover

Covers you in the event you become victim of a terrorism act.

Covered

Covered

Covered


Adventure Cover

Covers you for your injury whilst participating in adventurous activities for leisure purpose during a trip. Examples: bungee jumping, hiking up to 3,500 metres above sea level, parachuting, sky-diving, hang-gliding, and snow sports within approved areas of the ski resort.

Covered

Available as add-on

Covered

Full Terrorism Cover

Covers you in the event you become victim of a terrorism act.

Covered


Adventure Cover

Covers you for your injury whilst participating in adventurous activities for leisure purpose during a trip. Examples: bungee jumping, hiking up to 3,500 metres above sea level, parachuting, sky-diving, hang-gliding, and snow sports within approved areas of the ski resort.

Covered

Frequently Asked Questions

What we get asked all the time
Who can purchase Wanderlust?
  1. Anyone who holds a valid Singapore identification document, such as Singapore NRIC, Birth Certificate (for Child), Employment Pass, Work Permit, Long Term Visit Pass, Dependent Pass or Student Pass, can purchase Wanderlust.
  2. You can buy an adult cover if you are aged 18 and above at the commencement date of the policy.
  3. You can buy a child cover if you are unmarried, unemployed and aged below 18, or up to age 25 if enrolled or still studying full-time in a recognised institution of higher learning.

For child cover, you must be covered with at least one adult.

How can I purchase a policy?

You can only purchase Wanderlust here.

Take note of the following:

  • The original point of departure of your trip must be from Singapore; and
  • You must purchase the policy and must have fully paid your premium before your trip.
What is the maximum duration per trip allowed?
  1. For single-trip policies, your trip cannot exceed 182 days.
  2. For annual policies, your trip cannot exceed 92 days.
Can I still buy a policy after I have departed Singapore?

No, the policy must be purchased before you depart Singapore.

If my trip itinerary is from Singapore > Bangkok > Singapore > Taiwan > Singapore, can I purchase a single-trip policy for the entire journey?

If you are only transiting in Singapore at the airport, you will need to buy only one single-trip policy. Otherwise, you will have to purchase two single-trip policies as you depart from Singapore twice.

Policy Information and More

All you need to know

Manage Your Policy On The Go

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IMPORTANT NOTICE

This insurance plan is underwritten by AXA Insurance Pte Ltd. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from AXA Insurance Pte Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the plan.

You may wish to seek advice from a qualified adviser before making a commitment to purchase the insurance plan. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the plan in question is suitable for you.

The insurance plans featured in this website may be protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such plans are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA, GIA or SDIC websites (www.lia.org.sg, www.gia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme.

You may also want to consider SmartTraveller travel insurance

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