Terms and conditions

Terms and Conditions

1. This promotion is applicable for all new applications of eligible regular premium plans, including any riders attached to them (“Eligible Plans”) submitted and received by AXA Insurance Pte Ltd (“AXA”) between 1 April 2022 and 31 May 2022 and incepted by 31 July 2022.
2. Eligible Plans are:
   

   AXA Cancer ReCover

   AXA CritiCare for Him & Her

   AXA Life Treasure (II)

   AXA Super CritiCare

   AXA Term Protector

   AXA Term Protector Prime

3. This promotion is applicable for all premium modes (monthly, quarterly, semi-annual or annual) of the Eligible Plan(s).

   Mode of Premium Payment	First Premium Payment
   Monthly	2x monthly premiums paid
   Quarterly	1x quarterly premiums paid
   Semi-Annual	1x semi-annual premiums paid
   Annual	1x annual premiums paid

4. The Cash Rewards will be based on the first premium payment of the eligible plans.

   Minimum Annualised Premium (Per Policy)	Cash Rewards (% of First Premium Payment)
   S$2,000	10%

5. Cash Rewards is capped at S$1,600 per policyholder after combining all plans (can be different Life Assured) purchased that meet the minimum annualised premium of S$2,000 per policy.
6. Cash Rewards will be credited to policyholders’ PayNow account registered with their NRIC or FIN. We do not credit cash rewards to PayNow accounts registered with mobile or UEN for security reasons. For overseas bank accounts, we will credit the Cash Rewards via telegraphic transfer and the exchange rates will be based on the day of transfer.
7. In addition to the Cash Rewards, policyholders who purchase S$4,000 or more annualised premium will be entitled to one (1) 2D1N stay at Park Regis Singapore, Park Room / 2D1N stay at Park Regis Singapore, Regis Room (“Gift”) as stated in the table below.

   Combined Annualised Premium Per Policyholder	Gift
   S$4,000 - S$7,999	2D1N stay at Park Regis Singapore, Park Room
   S$8,000 and above	2D1N stay at Park Regis Singapore, Regis Room

8. The same policyholder can consolidate multiple policies to meet the minimum annualised premiums for the Gift. For consolidation of multiple policies to meet the minimum annualised premiums for the Gift, each policy will need to meet the minimum annualised premium of S$2,000 per policy as stated in Clause 4. Each policyholder will be entitled to a maximum of one (1) Gift.
9. To be eligible for the Cash Rewards and Gift, policyholders must not cancel their Eligible Plans during the fourteen-day (14-day) free look period.
10. Policyholders who qualify for this promotion and with their AXA policies in force by 31 July 2022 will receive the redemption letter to redeem the Gift, as applicable, by 30 September 2022.
11. For redemption of the Gift, policyholders will need to follow the steps stated in the redemption letter. The redemption letter will be emailed to policyholders. Policyholders should ensure that a valid email address is provided to AXA during policy application.
12. The Gift will need to be redeemed by the date stipulated in the redemption letter. There will strictly be no appeals on the extension of deadline.
13. The Gift is not exchangeable for cash or any other promotional items or gifts.
14. AXA reserves the right to replace or substitute the Gift with another item of equivalent value without giving policyholders prior notice.
15. Under policy assignment, the new policyholder would be the one who is eligible for the Cash Rewards and/ or Gift.
16. AXA reserves the right to vary the terms and conditions, withdraw or add any AXA plans to this promotion at any time without prior notice. All decisions made by AXA in conjunction with this promotion (including the interpretation of these Terms and Conditions) shall be final and binding on all participants of the promotion. Appeals will not be entertained.
17. AXA shall not be liable for any liabilities, losses, damages, costs and expenses in conjunction with or resulting from this promotion.

Important Information

The Eligible Plans under this promotion are underwritten by AXA. This advertisement is not a contract of insurance and not for use outside Singapore. The precise terms and conditions are specified in the policy contract.

This advertisement is for your information only and does not have any regard to your specific investment objectives, financial situation or particular needs. You may wish to seek advice from a Financial Consultant before making a commitment to buy the product, and if you choose not to seek advice, you should consider whether the product is suitable for you.

Buying a life insurance policy is a long-term commitment. An early termination usually involves high costs, and the surrender value payable may be less than the total premiums paid. A Product Summary is available and may be obtained from a Financial Consultant representing AXA. You should read it before deciding whether to purchase the policy.

A Product Summary is available and may be obtained from a Financial Consultant representing AXA. You should read it before deciding whether to purchase the policy. If you decide that the policy is not suitable after purchasing it, you may terminate the policy in accordance with the free-look provision, and AXA may recover from you any expenses incurred in underwriting the policy. A penalty may be imposed for early termination and the new policy may cost more or have less benefits at the same cost.

Protected up to specified limits by SDIC.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

All information is correct as of 8 April 2022.

AXA Insurance Pte Ltd (Company Reg No. 199903512M)
Mailing address: Robinson Road P.O. Box 1094, Singapore 902144
Customer Centre: 9 North Buona Vista Drive, #18-01/06 The Metropolis Tower 1, Singapore 138588