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Savings & Investments


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When it comes to maximising investment potential and growing your wealth, you want hassle-free solutions. Ultimately, you also want results.

Boasting an exceptional Start-up Bonus to kickstart your investment, AXA Optimus is the solution you need to see your ambitions come true.




You must be between 18 and 60 years old to apply for Optimus.

The Life Assured must be between 1 month and 60 years old to be covered under the plan.

Premium Payment Term + issue age cannot exceed 75 years.

Premium Payment

Regular Premiums are payable Annually, Semi-Annually, Quarterly or Monthly. The minimum monthly premium is SGD 800 or USD 560.


Start-Up Bonus is dependent on the Premium Payment Term selected. Premium Payment Term range from 15 years to 30 years. No amendments on Premium Payment Term can be made once the Policy is issued.

Regular Withdrawal

This is only allowed after Premium Payment Term. However, policyholders can still partial withdrawal from the Policy from the 37th month onwards from the Policy Commencement Date.

in Premiums

Reduction of Regular Premium is subject to a maximum of 50% of the Regular Premium committed at Commencement Date and floored at the Minimum Regular Premium amount determined by the Company from time to time.


Applicable if Enhanced Death Benefit Option is selected.

Unemployment Benefit

Benefit is payable only after the Policy has been in-force for at least 3 months from the Commencement Date or the date of reinstatement. The maximum claim is SGD 9,000 per Policy or an equivalent amount to be determined by the Company if the Premium is in other currency.

*Achievable Break
Even Yield

The above example assumes that the Policy remains in force and all premiums due are paid till the end of the Premium Payment Term, and no withdrawals were made during the term. The illustrative yield covers Account Maintenance Fee, Investment Management Fee and Administrative Fee. It is based on Basic Death Option, and does not take the fund management charge and service fee (if any) into consideration. Fund management charge depends on the investment option selected.

Apply for Optimus or submit your enquiries:

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To apply for our product, please fill up this form and we will contact you as soon as possible.
For general enquiries, please click here. For claim enquiries, please click here.

Alternatively, you can call us at:
1800 880 4888 (Within Singapore)
(+65) 6880 4888 (International)

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Important Notice

This insurance plan is underwritten by AXA Insurance Pte Ltd. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from AXA Insurance Pte Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the plan.

The insurance plan featured in this website does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. You may wish to seek advice from a financial consultant before making a commitment to purchase the plan. In the event that you choose not to seek advice from a financial consultant, you should consider whether the plan in question is suitable for you. Buying an insurance plan is a long-term commitment. An early termination of the plan usually involves high costs and the surrender value may be less than total premiums paid.

The insurance plans featured in this website may be protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such plans are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA, GIA or SDIC websites (www.lia.org.sg, www.gia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme.

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AXA Contact Info
Tel: 1800 880 4888 (Within Singapore) / +65 6880 4888 (International)
Fax: +65 6880 4740
8 Shenton Way, #24-01 AXA Tower, Singapore 068811

AXA Customer Centre is located at:
#01-21/22. (For Parking please click here)

Operating Hours: 9:00am – 5:30pm (Monday – Friday)