Savings & Investments
AXA Wealth Treasure
Introduction
When it comes to maximising investment potential and growing your wealth, you want an effective solution, yet flexible and hassle-free.
AXA Wealth Treasure is the answer you need to make your ambitions come true – It offers an exceptional Start-up Bonus to kick-start your investment, and an ongoing Loyalty Bonus from the 6th policy year to help you achieve your financial goals faster.
Features
Exceptional Start-up Bonus
Enjoy an immediate boost to your investment value right from the start with free bonus units of up to 100% in your first year.
Rewarding long-term values
The longer you stay with us, the faster you will achieve your investment goals. Be rewarded with the Loyalty Bonus of 1% p.a. of your account value from the 6th policy year.
Flexibility to suit your needs
Select your preferred currency and choose your suitable payment term from 5 to 30 years. Accelerate your investments using top-ups, or withdraw part of your investment any time.
Vital Protection Coverage
Get peace of mind with the insurance coverage against unexpected death and terminal illness. Exercise your Life Replacement Option to facilitate legacy planning.
Wide Range of Investment Funds
Diversify your investment. Select from our comprehensive range of funds spanning various industries and geographies.
Guaranteed Issuance upon application
Enjoy hassle-free experience with no medical examination required.
BEFORE YOU APPLY
Entry
Age
You must be between 18 and 70 years old to apply for AXA Wealth Treasure. The Life Assured must be between 1 month and 70 years old to be covered under the plan.
The sum of Premium Payment Term and entry age cannot exceed 75 years.
Premium Payment
Options
• Select the Premium Payment Term (ranging from 5 years to 30 years) at the point of application. No change of Premium Payment Term is allowed once the policy is issued.
• Invest in SGD or USD according to your preference.
• Regular Premiums are payable Annually, Semi-Annual, Quarterly or Monthly.
• The minimum monthly premium is SGD 300.
START-UP BONUS &
LOYALTY BONUS
Start-Up Bonus is dependent on the selected Premium Payment Term and Premium Band.
Loyalty Bonus is given to the policy starting from the 61st month from the Commencement Date, subject to the eligibility criteria.
DEATH BENEFIT &
TERMINAL ILLNESS BENEFIT
Two Death Benefit options include
• Basic Death Benefit: 101% of Total Account Value
• Enhanced Death Benefit: The higher of (a) 101% of Total Account Value; or (b) Total Premiums paid (including recurring single premiums and top-up amounts) minus withdrawals. Insurance charge applies.
The maximum Terminal Illness Benefit is SGD 3 million (or equivalent in value) per Life Assured, inclusive of all other policies issued by AXA and other insurance companies.
REGULAR PREMIUM
REDUCTION
After the first 3 or 5 years (depending on the payment term), Regular Premium can be reduced by a maximum of 25% of the original Regular Premium committed at the Commencement Date, subject to the minimum Regular Premium.
Bonus Recovery Charge applies.
Policyholders will not be allowed to subsequently increase the Regular Premium after the premium reduction.
WITHDRAWAL OPTIONS
Ad-hoc partial withdrawal from both the Regular Premium and Top-up Account is allowed, subject to terms and conditions.
Regular Withdrawal is allowed after the end of the Premium Payment Term. No withdrawal charge is applicable.
PREMIUM HOLIDAY
After the first 3 or 5 years (depending on the payment term), the policy is allowed to go on Premium Holiday for a maximum 12 months (for policies with premium term of 5 – 9 years) or 24 months (for policies with premium term of 10 years and above).
Repayment of the missed Regular Premiums during Premium Holiday is allowed, subject to terms and conditions.
DOWNLOADS

- AXA Wealth Treasure Brochure (PDF / 273 KB)
- AXA Wealth Treasure Brochure (Chinese) (PDF / 393 KB)
- Simple Guide to Life Replacement Option (LRO) (PDF / 1.5 MB)
- Giro Form (PDF / 121 KB)
- Health Declaration Form (PDF / 1 MB)
- Absolute Assignment Form (PDF / 759 KB)
- Form 1 Trust Nomination (PDF / 742 KB)
- Form 2 Revocation of Trust Nomination (PDF / 591 KB)
- Form 3 Appointment of Trustee (PDF / 703 KB)
- Form 4 Revocable Nomination (PDF / 686 KB)
- Form 5 Revocation of Revocable Nomination (PDF / 504 KB)
- Form 6 Notice of Revocation of Revocable Nomination (PDF / 1 MB)
- Request for Partial or Full Withdrawal and Policy Surrender (PDF / 882 KB)
- Service Request Form (PDF / 903 KB)
- Tax Residency Self-Certification Form (Individual) (PDF / 933 KB)
- Tax Residency Self-Certification Form (Controlling Person) (PDF / 1.2 MB)
- Tax Residency Self-Certification Form (Entity) (PDF / 1.4 MB)
Apply for AXA Wealth Treasure or submit your enquiries:
To apply for our product, please fill up this form and we will contact you as soon as possible.
For general enquiries, please click here. For claim enquiries, please click here.
Alternatively, you can call us at:
1800 880 4888 (Within Singapore)
(+65) 6880 4888 (International)
Important Notice
This insurance plan is underwritten by AXA Insurance Pte Ltd. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from AXA Insurance Pte Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the plan.
The insurance plan featured in this website does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. You may wish to seek advice from a financial consultant before making a commitment to purchase the plan. In the event that you choose not to seek advice from a financial consultant, you should consider whether the plan in question is suitable for you. Buying an insurance plan is a long-term commitment. An early termination of the plan usually involves high costs and the surrender value may be less than total premiums paid.
The insurance plans featured in this website may be protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such plans are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA, GIA or SDIC websites (www.lia.org.sg, www.gia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Customer Experience Rating
AXA Contact Info
AXA Customer Centre is located at:
#01-21/22.
(For Parking please click here)