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Savings & Investments

AXA Wealth Treasure

  • Intro
  • Features
  • Before You Apply
  • Downloads
  • Contact Us


When it comes to maximising investment potential and growing your wealth, you want an effective solution, yet flexible and hassle-free.

AXA Wealth Treasure is the answer you need to make your ambitions come true – It offers an exceptional Start-up Bonus to kick-start your investment, and an ongoing Loyalty Bonus from the 6th policy year to help you achieve your financial goals faster.




You must be between 18 and 70 years old to apply for AXA Wealth Treasure. The Life Assured must be between 1 month and 70 years old to be covered under the plan.

The sum of Premium Payment Term and entry age cannot exceed 75 years.

Premium Payment

• Select the Premium Payment Term (ranging from 5 years to 30 years) at the point of application. No change of Premium Payment Term is allowed once the policy is issued.

• Invest in SGD or USD according to your preference.

• Regular Premiums are payable Annually, Semi-Annual, Quarterly or Monthly.

• The minimum monthly premium is SGD 300.


Start-Up Bonus is dependent on the selected Premium Payment Term and Premium Band.

Loyalty Bonus is given to the policy starting from the 61st month from the Commencement Date, subject to the eligibility criteria.


Two Death Benefit options include
• Basic Death Benefit: 101% of Total Account Value
• Enhanced Death Benefit: The higher of (a) 101% of Total Account Value; or (b) Total Premiums paid (including recurring single premiums and top-up amounts) minus withdrawals. Insurance charge applies.

The maximum Terminal Illness Benefit is SGD 3 million (or equivalent in value) per Life Assured, inclusive of all other policies issued by AXA and other insurance companies.


After the first 3 or 5 years (depending on the payment term), Regular Premium can be reduced by a maximum of 25% of the original Regular Premium committed at the Commencement Date, subject to the minimum Regular Premium.

Bonus Recovery Charge applies.

Policyholders will not be allowed to subsequently increase the Regular Premium after the premium reduction.


Ad-hoc partial withdrawal from both the Regular Premium and Top-up Account is allowed, subject to terms and conditions.

Regular Withdrawal is allowed after the end of the Premium Payment Term. No withdrawal charge is applicable.


After the first 3 or 5 years (depending on the payment term), the policy is allowed to go on Premium Holiday for a maximum 12 months (for policies with premium term of 5 – 9 years) or 24 months (for policies with premium term of 10 years and above).

Repayment of the missed Regular Premiums during Premium Holiday is allowed, subject to terms and conditions.

Apply for AXA Wealth Treasure or submit your enquiries:

Thank you for your submission. We will contact you shortly.

To apply for our product, please fill up this form and we will contact you as soon as possible.
For general enquiries, please click here. For claim enquiries, please click here.

Alternatively, you can call us at:
1800 880 4888 (Within Singapore)
(+65) 6880 4888 (International)

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Important Notice

This insurance plan is underwritten by AXA Insurance Pte Ltd. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from AXA Insurance Pte Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the plan.

The insurance plan featured in this website does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. You may wish to seek advice from a financial consultant before making a commitment to purchase the plan. In the event that you choose not to seek advice from a financial consultant, you should consider whether the plan in question is suitable for you. Buying an insurance plan is a long-term commitment. An early termination of the plan usually involves high costs and the surrender value may be less than total premiums paid.

The insurance plans featured in this website may be protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such plans are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at or visit the LIA, GIA or SDIC websites (, or for a copy of the SDIC Guide on PPF Scheme.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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Customer Experience Rating
4.3/ 5 (based on 7024 reviews)
Rating Review
AXA Contact Info
Tel: 1800 880 4888 (Within Singapore) / +65 6880 4888 (International)
8 Shenton Way, #24-01 AXA Tower, Singapore 068811

AXA Customer Centre is located at:
#01-21/22. (For Parking please click here)

Operating Hours: 9:00am – 5:30pm (Monday – Friday)