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Personal Accident Insurance

SmartPersonal Accident

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SmartPersonal Accident is more than a conventional personal accident policy — it provides protection for 3-generation families. It ensures comprehensive coverage not just for you, but your children and parents as well.



Persons Eligible
for Cover

Residents of Singapore

  • Singapore citizens or Singapore PRs
  • Holders of valid Employment Pass, Work Permit, Long-Term Visit Pass or Dependent Pass


Adult - 18 to 65 years old
Children - 15 days to 18 years old, or up to 25 years old if still in full-time study


Not exceeding 182 consecutive days outside Singapore.

Excluded Activities
& Occupations

  • Participation in extreme sports e.g. racing, motor rallies, marathons and mountaineering.
  • Manual workers on board vessels, at construction sites, working outdoors above 30 feet, diving activities and members of an aircrew.

Apply for SmartPersonal Accident or submit your enquiries:

Thank you for your submission. We will contact you shortly.

To apply for our product, please fill up this form and we will contact you as soon as possible.
For general enquiries, please click here. For claim enquiries, please click here.

Alternatively, you can call us at:
1800 880 4888 (Within Singapore)
(+65) 6880 4888 (International)

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Important Notice

This insurance plan is underwritten by AXA Insurance Pte Ltd. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from AXA Insurance Pte Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the plan.

You may wish to seek advice from a qualified adviser before making a commitment to purchase the insurance plan. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the plan in question is suitable for you.

The insurance plans featured in this website may be protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such plans are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA, GIA or SDIC websites (www.lia.org.sg, www.gia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme.