Personal Accident Insurance
SmartCare Assure
SmartCare Shield has now been renamed to SmartCare Assure.
SmartCare Assure is a highly flexible plan that allows you to customise coverage according to the needs of your family and budget.
Features
Double Indemnity Benefit
Receive double for death or permanent disablement due to natural disasters or while travelling as a passenger in a public conveyance.
Meets Your Children’s Needs
Receive up to S$30,000 towards your children’s education.
A Shield for Your Parents
Receive up to S$16,000 for your surviving parents.
Protection Against Outstanding Loans
Receive up to S$3,000 to settle outstanding credit liabilities, renovation and education loans.
Wider Medical Coverage
Your medical expense cover extends to pay for dengue fever, food and drinks poisoning, insect and animal bites.
Leisure Sports Cover
Covers motorcycling, leisure scuba diving under supervision of a qualified instructor, rock-climbing, winter sports.
Full Terrorism Cover
Covers full terrorism including use of nuclear, chemical and biological substances.
Enjoy Family Discounts
Receive 10% discount when you apply with your spouse and child. Receive 5% discount when you apply with your spouse or child.
BEFORE YOU APPLY
Entry
Age
- 18 - 65 years old, renewable up to age 75.
- Children from 15 days - 18 years old who are unmarried and unemployed, or up to age 25 if studying full-time during the policy period.
Persons Eligible
for Cover
Singapore Citizens, Singapore PRs, or holders of valid employment or student passes, long term social visit or dependant passes.
Compulsory
Cover
Accidental Death is a compulsory benefit.
Child
Cover
Child must be insured with at least 1 parent, subject to maximum S$100,000 Sum Insured.
Premium Rate is Dependent
on Occupation Class
- Class II premium is applicable to a homemaker or unemployed
- Class III premium is applicable to a child or retiree
Minimum
Premium
S$60 (inclusive of GST).
Worldwide
Coverage
Maximum 182 consecutive days outside Singapore.
Excluded
Occupations
Air or ship crew, professional sportsman, occupations involving diving, offshore work, fire-fighting, police, naval or military operations or occupations of hazardous nature such as involving height, depth or heat.
Excluded
Activities
Participation in professional sports or hazardous activities such as parachuting, sky-diving, bungee jumping, racing other than on foot, etc.
DOWNLOADS
Apply for SmartCare Assure or submit your enquiries:
To apply for our product, please fill up this form and we will contact you as soon as possible.
For general enquiries, please click here. For claim enquiries, please click here.
Alternatively, you can call us at:
1800 880 4888 (Within Singapore)
(+65) 6880 4888 (International)
SmartPersonal Accident
SmartPA Protect+
AXA Band Aid
SmartCare Prime
Important Notice
This insurance plan is underwritten by AXA Insurance Pte Ltd. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from AXA Insurance Pte Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the plan.
You may wish to seek advice from a qualified adviser before making a commitment to purchase the insurance plan. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the plan in question is suitable for you.
The insurance plans featured in this website may be protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such plans are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA, GIA or SDIC websites (www.lia.org.sg, www.gia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme.