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Life Insurance - Whole Life

AXA Life Treasure

  • Intro
  • Features
  • Enhance Your Coverage
  • Before You Apply
  • Downloads
  • Contact Us


AXA Life Treasure is a whole life plan which covers you for Death, Total and Permanent Disability and Terminal Illness.

It offers a range of optional riders to cover all your protection needs under one plan.

With our Multiplier Benefit rider, increase your coverage by 2, 3, 4, 5, 6 or 7 times during the important years of your life. Secure your future against unforeseen circumstances when you attach optional riders that cover early critical illness, critical illness, accidental death, and waiver of premiums on your policy.

Critical illness is an emerging priority as people are living longer and rates of chronic diseases are growing. According to the Life Insurance Association’s 2017 Protection Gap Study, Singaporeans lack 80% of critical illness protection needs.*

Early Critical Illness Benefit rider and Critical Illness Benefit rider provides protection against critical illnesses and gives you an additional layer of protection against Major Cancers, Heart Attack and Stroke.

*Source: 2017 Protection Gap Study - Singapore, 26 April 2018


*Please refer to the GIO leaflet in the Downloads section.

Enhance Your Coverage

Multiplier Benefit Rider

Increase your coverage during the important years of your life. Choose your preferred level of protection that guarantees a multiplier benefit of 2, 3, 4, 5, 6 or 7 times the basic sum assured until age 70.

You will also enjoy multiplier benefit on Accidental Death Benefit rider, Early Critical Illness Benefit rider, and Critical Illness Benefit rider if attached.

Accidental Death Benefit Rider

Double indemnity upon accidental death. If you attach the Multiplier Benefit rider, you can protect yourself with up to 14 times basic sum assured.

Early Critical Illness Benefit Rider

Get total peace of mind with comprehensive coverage for 132 medical conditions. Covers early to advanced stage critical illnesses, including additional payout upon selected Special conditions and Juvenile conditions.

Upon top common critical illnesses such as Major Cancers, Heart Attack or Stroke, you will receive additional 50% of the rider’s sum assured.

Critical Illness Benefit Rider

Maximise your coverage with this rider that guards against 40 advanced stage critical illnesses.

Upon top common critical illnesses such as Major Cancers, Heart Attack or Stroke, you will receive additional 50% of the rider’s sum assured.

Critical Illness Plus Rider

Receive an additional lump sum payment in the event of a critical illness diagnosis without affecting the other benefits of your basic plan.

Disability Cash Benefit Rider

If you suffer from total and permanent disability, you will receive a cash benefit of your chosen amount every year.

Waiver of Premium Riders

Ensure no disruption to your long-term protection plan with optional riders that waives future premium payments if unfortunate events were to occur to you or your loved ones.



Life Assured: 1 month to 65 years old (age nearest birthday)

Policyholder: 18 to 99 years old (age nearest birthday)



Apply for AXA Life Treasure or submit your enquiries:

Thank you for your submission. We will contact you shortly.

To apply for our product, please fill up this form and we will contact you as soon as possible.
For general enquiries, please click here. For claim enquiries, please click here.

Alternatively, you can call us at:
1800 880 4888 (Within Singapore)
(+65) 6880 4888 (International)

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Important Notice

This insurance plan is underwritten by AXA Insurance Pte Ltd. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from AXA Insurance Pte Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the plan.

The insurance plan featured in this website does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. You may wish to seek advice from a financial consultant before making a commitment to purchase the plan. In the event that you choose not to seek advice from a financial consultant, you should consider whether the plan in question is suitable for you. Buying an insurance plan is a long-term commitment. An early termination of the plan usually involves high costs and the surrender value may be less than total premiums paid.

The insurance plans featured in this website may be protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such plans are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA, GIA or SDIC websites (www.lia.org.sg, www.gia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme.

This advertisement has not been reviewed by the Monetary Authority of Singapore.