In accordance with the new guidelines announced on 7 March 2018 by Ministry of Health (MOH), all Integrated Shield Plan (IP) insurers are to incorporate co-payment features into their IP riders. As such, AXA has launched a new co-pay rider, AXA Enhanced Care, to help customers better manage their medical costs and ensure premiums remain affordable in the long run.
AXA Enhanced Care will be available on 1 April 2019 as a rider for all AXA Shield Plans – A, B and Standard plans. AXA Basic Care, AXA General Care and AXA Home Care will no longer be offered as riders for new customers.
All the Deductible and Co-insurance amounts under AXA Shield is covered, but subject to the Deductible, Co-insurance and Co-payment Cap under AXA Enhanced Care.
Treatments | Co-payment | Co-payment Cap* (per policy year) |
||||
---|---|---|---|---|---|---|
Deductible (per policy year) | Co-insurance (per claim) | |||||
RESTRUCTURED/ COMMUNITY HOSPITAL | $0 | 5% | $3,000 | |||
AXA PANEL OF SPECIALISTS | $0 | 5% | $3,000 | |||
NON-PANEL SPECIALISTS | $1,500 | 5% | Not Applicable |
*Co-payment cap refers to the maximum out-of-pocket that an individual has to fork out in a policy year before claim is admissible.
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