Harness your time more effectively with SmartPlan Retail - the one package for all your insurance needs. It gives you the flexibility to increase the coverage limits or add on optional covers to suit your unique requirements.
We will pay for your accidental loss or damage to your real (excluding building) and personal property. This also includes burglary even without forcible or violent entry.
Work Injury Compensation
We will compensate you against any work accidents or illnesses claims, relating to your responsibility as employer.
Daily Cash for Business Interruption
Business interruption from an outbreak of infectious disease or during failure of electricity supply could result in additional cost and expense to your business. We pay daily cash during the period of interruption.
Theft of Money
We compensate you against any loss or damage to your money (currency notes, cheques, credit card, and sales vouchers):
In your premises or in transit.
24 hours, 7 days a week.
We will compensate for claims in the case of third parties’ death or injury following an accident that your business is responsible of. Third parties include walk-in customers or damages to a neighboring occupier’s property.
Worldwide Personal Accident
We will pay you or your staff a lump sum payout in the event of accidental death or permanent disability, as well as daily hospital cash in the event of hospitalisation due to accident occurring anywhere in the world.
We compensate you against any financial loss arising from any act of fraud or dishonesty committed by your employees.
Business Interruption Cover
We will pay you for the loss of income on gross profit basis, due to loss or damage insured under All Risks, up to an indemnity period of 12 months.
Fire on Building
We cover you against loss of or damage to your insured building due to fire or extraneous perils, such as lightning, flood, riot, strike, etc.
Other Additional Benefits
Enjoy 5% increase yearly for All Risks cover up to 15% of the original sum insured if no claims have been made during the preceding periods of insurance.
BEFORE YOU APPLY
Apply for SmartPlan Retail or submit your enquiries:
To apply for our product, please fill up this form and we will contact you as soon as possible.
For general enquiries, please click here. For claim enquiries, please click here.
Alternatively, you can call us at:
1800 880 4888 (Within Singapore)
(+65) 6880 4888 (International)
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This insurance plan is underwritten by AXA Insurance Pte Ltd. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from AXA Insurance Pte Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the plan.
You may wish to seek advice from a qualified adviser before making a commitment to purchase the insurance plan. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the plan in question is suitable for you.
The insurance plans featured in this website may be protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such plans are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA, GIA or SDIC websites (www.lia.org.sg, www.gia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme.