Commercial Business
Business Advantage
Introduction
Business Advantage offers a full suite of affordable and flexible covers to protect your business.
Features
Fire and/or Lightning
We will cover loss or damage to your physical assets/real and personal property caused by Fire and/or Lightning.
All Risks
You can cover your physical assets and personal property (includes furniture, fixtures & fittings, decorations, machinery and equipment, trade samples or stock-in-trade) against accidental loss, destruction or damage by an insured event.
Work Injury Compensation
We will compensate you for any work accidents or illnesses claims, arising out of and in the course of employment.
Public Liability
We will compensate for claims in the case of third parties’ death or injury following an accident that your business is responsible for.
Business Interruption
We pay you on your loss of gross profits, gross revenue, wages and/or increased cost of working that you may incur if your business is interrupted because of loss, destruction or damage by an insured event.
Money
We pay you for any loss or damage to your money (currency notes, cheques, credit card, sales vouchers).
Fidelity Guarantee
We pay you for any financial loss arising from any act of fraud or dishonesty committed by your employee.
Electronic Equipment
We cover your electronic equipment (includes computers, systems and data media) for any unforeseen physical loss or damage.
Equipment or Machines
We pay you for the cost of repair, reinstatement, or replacement arising from accidental loss or damage to your equipment or machines.
Other Product Extensions Available
Progressive Claims Payment once liability is admitted, Fire/All Risks Sum Insured maintains even after claim incident, etc.
BEFORE YOU APPLY
No Claim
Experience
No claim experience for the past 3 years.
Proposed
Insurance
The proposed insurance now has not been declined, cancelled, refusal renewal or subject to any special terms by any other insurance company.
Bankruptcy
None of your directors/partners has been declared bankrupt.
Conviction
None of your directors and employees has been convicted or associated with arson, criminal deception, fraud, forgery, theft, robbery.
DOWNLOADS
Apply for Business Advantage or submit your enquiries:
To apply for our product, please fill up this form and we will contact you as soon as possible.
For general enquiries, please click here. For claim enquiries, please click here.
Alternatively, you can call us at:
1800 880 4888 (Within Singapore)
(+65) 6880 4888 (International)
Other solutions that
might fit your needs
Other solutions that might fit your needs
Important Notice
This insurance plan is underwritten by AXA Insurance Pte Ltd. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from AXA Insurance Pte Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the plan.
You may wish to seek advice from a qualified adviser before making a commitment to purchase the insurance plan. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the plan in question is suitable for you.
The insurance plans featured in this website may be protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such plans are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA, GIA or SDIC websites (www.lia.org.sg, www.gia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme.