AXA Shield is an Integrated Shield medical re-imbursement plan designed to complement the Singapore MediShield Life plan. It is a plan payable by Medisave.
It offers you a wide range of benefits to cover your everyday healthcare needs, from pre-hospitalisation to post-hospitalisation.

What is Covered

Key Features

High Annual Coverage Limits
AXA Shield Plan A with private hospital coverage, offers a high annual limit of S$1 million.
Long Pre- and Post-Hospitalisation Coverage
AXA Shield covers you up to 180 days before admission and 365 days after discharge.
Lifetime Renewability
AXA Shield protects you for life with guaranteed renewability.
General Practitioners and Specialist Panel
Consultation fee can be as low as $12 and $100 per visit for General Practitioners (GP) Panel and Specialist (SP) Panel respectively.
Exclusive Letter of Guarantee (LOG)
LOG of up to AXA Shield annual limit can be issued prior to a hospitalisation or surgery if treated by AXA Panel of Specialists.

What is Not Covered

Key Exclusions

Pre-existing conditions
Treatments for intentional, self-inflicted injury
Treatments for abuse or misuse of drugs
Treatments for illness related to STD, AIDS or HIV
Plastic surgery procedures

Plan A

Hospital Ward Entitlement

Standard room in private hospital and below

Public hospital ward class A and below

Public hospital ward class B1 and below

Standard room in private hospital and below

Policy Year Limit

up to S$1,000,000

Lifetime Limit

No limit

Major Organ Transplant

As charged

Inpatient Pregnancy Complications

As charged*

*300 days waiting period

*300 days waiting period

N/A

*300 days waiting period

Plan B

Hospital Ward Entitlement

Public hospital ward class A and below

Public hospital ward class A and below

Public hospital ward class B1 and below

Public hospital ward class A and below

Policy Year Limit

up to S$550,000

Lifetime Limit

No limit

Major Organ Transplant

As charged

Inpatient Pregnancy Complications

As charged*

*300 days waiting period

*300 days waiting period

N/A

*300 days waiting period

Standard Plan

Hospital Ward Entitlement

Public hospital ward class B1 and below

Public hospital ward class A and below

Public hospital ward class B1 and below

Public hospital ward class B1 and below

Policy Year Limit

up to S$150,000

Lifetime Limit

No limit

Major Organ Transplant

As charged

Inpatient Pregnancy Complications

N/A

N/A

*300 days waiting period

N/A

N/A

Add-Ons to Consider

Don’t leave anything to chance
    AXA Enhanced Care
    AXA Enhanced Care
    Coverage: Up to 95% of eligible bills
    Covers the following benefits, subject to different limits for Plan A, B and Standard Plan:
    Emergency outpatient treatment due to accident
    Fractures, dislocations and sports injuries
    Hand Foot Mouth Disease, dengue and food poisoning
    Ambulance/taxi charges
    Accommodation charges for immediate family

AXA Enhanced Care, our new Shield rider!

Learn more about the coverage and benefits offered by AXA Enhanced Care.

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SINGAPORE HOTLINE: 1800 880 4888
INTERNATIONAL HOTLINE: +65 6880 4888

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(Monday – Friday)

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Operating hours: 9am to 5.30pm
(Monday – Friday)

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IMPORTANT NOTICE

This insurance plan is underwritten by AXA Insurance Pte Ltd. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from AXA Insurance Pte Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the plan.

You may wish to seek advice from a qualified adviser before making a commitment to purchase the insurance plan. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the plan in question is suitable for you.

The insurance plans featured in this website may be protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such plans are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA, GIA or SDIC websites (www.lia.org.sg, www.gia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme.

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