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PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.

COPYRIGHT © ALL RIGHTS RESERVED.

Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by AXA unless otherwise indicated.

USE OF INFORMATION AND MATERIALS
The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorised use of AXA's web sites and systems including but not limited to unauthorised entry into AXA's systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited.

NO WARRANTY
The information and materials contained in this site, including text, graphics, links or other items are provided "as is", "as available". AXA does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials.

LIMITATION OF LIABILITY
In no event will AXA be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if AXA, or representatives thereof, are advised of the possibility of such damages, losses or expenses.

SUBMISSIONS
All information submitted to AXA via this site shall be deemed and remain the property of AXA and AXA shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides AXA through this site. AXA shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the AXA entity having the direct customer relationship or as otherwise specifically agreed or required by law. Nothing contained herein shall be construed as limiting or reducing AXA's responsibilities and obligations to customers.

AVAILABILITY
This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

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AXA Contact Info
Tel: 1800 880 4888 (Within Singapore) / +65 6880 4888 (International)
Fax: +65 6880 4740
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