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The 4 Most Common Things That Go Wrong When You Travel

Written By:
May 21, 2018
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Insurance Guide
May 21, 2018

Regardless of whether you are traveling solo or with a group, travel insurance is one of those things that people insist you need, but do you? The only problem you can encounter is lost luggage, right? Wrong!

Travel insurance covers you a wide range of inconveniences, the four most common ones being:

Cancellation, curtailment or postponement of trip

If you have to cancel your trip within 30 days before the commencement of the trip due to serious injury or illness occurring to you, your family member or travel companion; unexpected civil unrest, natural disaster or even extreme weather at the planned destination, you can be reimbursed for the loss of travel and accommodation expenses paid in advance.

What’s more, you can get reimbursed for other pre-paid charges (such as tickets to theatre shows, theme parks, concerts and sports events) that are non-refundable or levied due to the cancellation of the trip.

Your policy is effective from the purchase date itself so do make sure to buy early, especially as these benefits only apply as long as your policy was purchased minimum three days before your trip.

Medical assistance

Often the most unexpected situations can cause disruptions to our much anticipated holiday. If you get a bout of food poisoning from gorging on all that yummy street food in Bangkok, twist an ankle hiking up Mount Bromo or get stung by jelly fish on the beach, rest assured you can be covered for overseas medical and hospitalization expenses as well as post-trip medical expenses in Singapore.

Not to mention, you can always call our 24 hour emergency hotline (+65 6322 2566) for emergency medical assistance including medical evacuation and repatriation while overseas.

Protection for lost or damaged belongings

Damaged your laptop, lost your passport or got your credit card stolen while abroad? We’ve all been there. You can get reimbursement for delayed baggage, loss/damage to personal belongings including money and travel documents, as well as for any fraudulent use of your lost credit card.

Leisure Sports Cover

With stunning coral reefs in Tioman, Koh Samui and Palawan all within a few hours’ reach of Singapore, scuba diving is probably high on your Travelgram list. With travel insurance in hand, you can sign up for that dive course, jump off a plane (as in sky-dive, don’t get any funny ideas), or go parachuting with complete peace of mind.

Did you know that travel insurance also protects you in case of overbooked flightstravel agency collapse and provides full terrorism cover? And that’s not all.

Before you book your next long weekend getaway or business trip, find out more about the benefits of AXA’s SmartTraveller here!

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