SmartDrive is an innovative insurance plan that’s designed with you in mind. Premiums are tailored specifically to your profile and vehicle, so you can expect great value for every dollar you spend. What’s more, coverage is based on the market value of your car, rather than the sum insured, so you’ll be reimbursed the full market value of your car in the event of a total loss due to theft or severe damage.

SmartDrive provides you with protection when you need it most:

• Additional windscreen cover at no extra cost
• Accidental loss/damage to your car
• Flood, hurricanes, volcanic, earthquake, typhoon, and other acts of nature
• Passenger risk and liability
• Strike, riot and civil commotion
• Personal Accident to the Insured
• Third party liability including property damage, bodily injury and legal service

SmartDrive provides you with the needed assistance 24 hours a day, 7 days a week throughout Singapore, West Malaysia and peninsular Thailand, and for a nominal premium, you can also enhance your cover with a choice of preferential options available to you.

 

SmartDrive Private Promotion

Are you a safe driver with 30% NCD or higher? If yes, we will double your Safe Driver Discount to 10%*. Hurry! Sign up or renew your policy now! Promotional rate is valid for a limited period.

*Only valid upon presentation of your Certificate of Merit which is accorded by the traffic police.

 

Brochure

Click to read / download our  SmartDrive Brochure, NCD Protector and AXA Premium Workshop leaflets.

 

Frequently Asked Questions (FAQ)

Click to read / download our Frequently Asked Questions (FAQ) on our Motor products.

 

NCD Protector

(Applicable for all SmartDrive Private Covers)

Because AXA understands that accidents can happen to any motorist, even to the safest driver, we created an extra shield for you. If you have 50% NCD, add on the NCD Protector for a small premium and get maximum protection.

Here's how it works:

No. of claims made during current period of insurance	NCD on Renewal
0	50%
1	50%
2	20%
3 or more	0%

Your NCD is protected for all types of claims under your policy, and for accidents involving any of your authorized drivers. Stay protected against unexpected events.

 

Optional Benefits

(Applicable for Comprehensive Cover only)

For a nominal premium, you can also enhance your cover with a choice of preferential options:

• Personal accident for your passengers up to $20,000
• Personal accident cover for you and your named/paid drivers and attendant up to $20,000
• Declared car accessories (to protect NCD)
• A voluntary excess to enjoy a premium discount

 

Instant 15% Discount!

(Applicable for Comprehensive Cover only)

Enjoy Instant Premium Savings with the AXA Premium Workshop Scheme (APW). Sign up for the APW and you’ll enjoy an instant 15% discount on your premium!

 

Exclusive Benefits (S$):

• Reduction of Own Damage Excess for Insured and Named Drivers:
  - 50% NCD - Nil Excess
  - 0% to 40% NCD - Excess Halved
• Undeclared young and inexperienced driver excess reduced to $2,500.
• Free 24-hour accident towing service.
• 9-month warranty on repairs.
• Repatriation cost for both passengers and car whilst driving in West Malaysia and peninsular Thailand at $200 per passenger (limited to $1,500 per accident) and $1,000 for repatriation of car to Singapore.
• Enhanced personal accident cover for Insured up to $30,000.
• Damage to or theft of personal effects and car accessories located inside the vehicle involved in an accident in Singapore, up to a maximum of $3,000.

 

For a free quotation, call 1800 880 4741 or contact any AXA agent.

Alternatively, you may complete the Request For Quotation Form or   Download Proposal Form for SmartDrive Private application only /  Download Proposal Form for SmartDrive non-Private application only and fax to us at 6880 4740 now.

 

NCD Enquiry

Click here to know your NCD.