Home > Health Insurance > Personal Health > SmartCare Optimum - Outpatient Rider

Outpatient Rider covers you for General Practitioner consultations and treatments. Majority of minor sickness do not require patients to be hospitalised. Therefore, we encourage you to supplement your SmartCare Optimum with our Outpatient Rider to ensure that you will enjoy a more comprehensive coverage.

Best solution for medical protection

Stomach virus, food poisoning, accidental injuries amongst others are medical expenses which most hospital and surgical policies do not cover.

With our outpatient rider, we take care of your outpatient expenses so that you can rest well without worries of your medical expenses.

Unlimited outpatient treatment cost

Just pay $8 for your visits to our panel of clinics with your membership card.

Your choice of clinics

  • Over 120 clinics conveniently located island-wide
  • Reimbursement for eligible expenses from Government Polyclinics
  • Reimbursement of eligible expenses from A&E Outpatient treatment

Monitor your medical expenses

  • Your own user-id and password for online access
  • User-friendly system allows you to locate clinics easily
  • Ability to track your consultation history


Your cover at a glance

 
BENEFITS Plan A Plan B
Outpatient Treatment Cost* per visit As-charged As-charged
Maximum visits** per year 20 10
Deductible per visit $8 $8
Premium (inclusive of GST) $198 $158
* This is not applicable for A&E Outpatient Treatment.  Benefits for A&E Outpatient treatment Cost is on reimbursement basis of up to S$50 (with GST) per visit
** This is not applicable for A&E Outpatient visits.  A&E Outpatient is restricted to 2 visits per policy year and such visits must be from 9pm to 9am.  

Important notes
  • The rider can be effected only if you sign up for an Individual SmartCare Optimum policy.
  • Outpatient rider can be taken up only during new application or renewal of policy and is only effective from confirmation of the inception date of this rider.
  • No mid-term inclusion allowed
  • Outpatient treatment during first month upon inception is on reimbursement basis
  • Exclusions: X-Ray & laboratory charges, chronic illness, specialist consultation and treatment
 

Brochures

 
Click to read / download our Outpatient Rider leaflet.
 

Enrol now

 
 

Money Back Guarantee

 
You'll have 14 days to review your policy from the date you receive it. If you are not satisfied, simply return the policy to us within 14 days for a full premium refund.
 

For more information

 
Call our Customer Service Centre hotline at 1800-880 4741 or contact your preferred AXA agent. Alternatively you may e-mail us at newenquiry@axa.com.sg.
 
(+65) 1800 880 4888