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A friend in need is a friend indeed...

 

...and the AXA Health Cash Plan is a trusted friend you can always count on.
 
 
To lessen your financial burden on health treatment costs in case you are hospitalised, the AXA Health Cash Plan offers you and your family some cash on a daily basis which can be used in your own way and purpose. This is a plan which complements any of your medical insurance plans and pays on top!
 
To make Health Cash Plan better fit in your and your family’s needs, there are 4 value-added options – Broken Bones, Cancer, Out-Patient & Dental Options which you can choose and pick from a very reasonable rate.

 

To make it easier for you to apply for the Health Cash Plan, we have included a Guaranteed Acceptance clause for the basic plan along with the value-added options except for Cancer. This means you can apply and purchase this plan on-the-spot with no medical check-ups required! 
 

Customisable protection with our value-added options!


Broken Bones Option - this is a very new & unique option recently introduced into the Health Cash Plan and it covers any broken bone injuries caused by an accident after you sign on. This unique option is available from $3 per month!

Please note that the Broken Bones Option benefits are only payable in respect of an accident or personal assault.

Cancer Option - this will pay up to $50,000 upfront upon first diagnosis of cancer. This is paid on top of any other medical insurance plans you have already bought.
 
We have extended our cover to our female customers and given them an extra layer of protection. This special feature kicks in as early as in stage 2 of breast cancer. Premium for Cancer option starts from $3 per month!!
 
Out-patient Option - what sets this option of the Health Cash Plan apart from other plans is that we really care about your well being. While you visit specialists* or go through diagnostic tests referred by specialists, we will pay for them up to $1,500 at a monthly premium of $27.92!!
*referred by general practitioners
 
Dental Option - normal dental options can easily cost over a few hundred dollars on top of your usual plan but this Option in the Health Cash Plan is a super value option you should not miss. Better news, it comes in monthly premium starting from $7.09!!

 


 

Health Cash Plans at a glance:

 
Plan Benefits (Guaranteed Acceptance)
 Plan 1
 Plan 2
 Plan 3
1) Daily Hospital Income (up to 730 days per medical condition during member's lifetime)
a) Within Singapore, Malaysia, and Brunei $200 $150 $100
b) Outside Singapore, Malaysia, and Brunei $400 $300 $200
c) In Intensive Care Unit $400 $300 $200
2) Recuperation Benefit
    (One time payment, upon discharge from hospital stay
    of 7 days or more)
 
$200
 
$150
 
$100
 

Value-added options at a glance:

 
The Broken Bones Option covers broken bones due to accident or personal assault. The following benefits are payable for each accident or personal assault:

Broken Bones Option (Guaranteed Acceptance)
 Plan A
 Plan B
a) Spinal cord injury with total and permanent loss of
     limb function   		 $50,000 $25,000
b) Hip fracture    $10,000 $5,000
c) Skull fracture  $10,000 $5,000
d) Fracture within the thigh, lower leg, upper arm or
     forearm		 $2,000 for
each fracture		 $1,000 for
each fracture
e) Other fracture
    (including wrist and hand and foot but excluding fingers,
     thumbs, toes, kneecaps and vertebrae)
 		 $2,000 for
each fracture
(for each accident,
we will pay up
to $1,000 for
ribs fracture)		 $1,000 for
each fracture
(for each
accident, we will
pay up to $500
for ribs fracture)
f) Dislocation of the shoulder, elbow, wrist, hip, knee
   or ankle		 $1,000
for each
dislocation		 $500
for each
dislocation
 
The Cancer Option covers Cancers in the following organs:
  • For female - one or both breasts; one or both fallopian tubes; one or both ovaries; cervix; uterus; vagina; or vulva
  • For male - one or both breasts; one or both testes; penis; or prostate
 
Cancer Option
 Plan A
 Plan B
Cancer 1 - Any malignant tumour in a female or male organ
characterized by the uncontrolled growth and spread of
malignant cells and invasion of tissue at the site where
the first malignant change takes place;
 
OR
 
Cancer 2 – Carcinoma-in-situ of the breast                
 
 
$50,000
on first
diagnosis
 
 
$20,000
on first
diagnosis
 
The Out-patient Option covers the following:
 
Out-patient Option (Guaranteed Acceptance) Plan A
a) Out-patient consultation
     (up to 2 consultations per year with a specialist when
     referred by a general practitioner)
 
 
up to $80 per visit
b) Out-patient diagnostic surgical procedures and out-patient
    diagnostic tests on specialist referral, including computerized
    tomography (CT), magnetic resonance imaging (MRI) and positron
    emission tomography (PET)
 
up to $1,500 per year
 
The Dental Option covers the following dental treatments and services:
 
Dental Option (Guaranteed Acceptance) Plan A
 Plan B
a) Routine Dental Treatment
    (routine examination, hygiene treatments, periodontal
    treatments, and dental x-rays)
 Up to $250
per year		 Up to $150
per year
b) Remedial or restorative treatments, such as,
    but not limited to, fillings, crowns, bridges and
    dentures		 Up to $1,500
per year.
Within the limit,
an overall annual
limit of $750
for crowns and
bridges applies.		 Up to $1,000
per year.
Within the limit,
an overall annual
limit of $500
for crowns and
bridges applies.
 
Important notes
  • Eligibility: Singapore Citizens, Permanent Residents (holders of re-entry permits), holders of employment passes, work permits, students’ passes or dependant’s passes.
  • Health Cash Plan: Entry age is from 0 to 65 years, renewable up to 80 years; There is a waiting period of 30 days for all claims; Pre-existing medical conditions are covered after 12 months.
  • Broken Bones option: Entry age is from 0 to 65 years, renewable up to 80 years.
  • Cancer Option: Entry age is from 18 to 65 years, renewable up to 80 years; There is a waiting period of 90 days for the diagnosis of Cancer; Cancer for which a member receives medical advice, has symptoms, or tests, or receives any medication or treatment for such cancer within the waiting period is also excluded; This Option is not available for an insured member if the insured member has experienced symptoms of or has been diagnosed with or is currently under investigations for any Cancer.
  • Out-patient Option: Entry age is from 0 to 65 years, renewable up to 80 years; Pre-existing medical conditions are not covered.
  • Dental Option: Entry age is from 0 to 65 years, renewable up to 80 years; There is a waiting period of 90 days for all claims; and a 50% co-insurance for all claims.
  • Please note that all Options are not available on a stand-alone basis. The Options will be terminated in the event of cancellation or termination of the member’s coverage or occurrence of any grounds for termination under the Health Cash Plan, or upon the death of the member. In addition, Cancer Option will terminate upon benefits being paid under the Cancer option.
  • All ages refer to attained age.
 

Annual Premium (S$ and inclusive of GST)

 
Age
 Health Cash Plan
Plan 1
 Plan 2
 Plan 3
0 - 17 $159 $120 $82
18 - 30 $190 $143 $96
31 - 40 $226 $167 $108
41 - 50 $346 $262 $178
51 - 60 $586 $466 $346
61 - 70 $1,066 $826 $586
71 - 80 $1,186 $922 $658
 
Below is the additional premium for value-added Options (S$ and inclusive of GST):
 
Age
 Broken Bones Option
 Cancer Option
 Out-patient
Option
 Dental Option
Plan A
 Plan B
 Plan A
 Plan B
 Plan A
 Plan B
0 - 17 $72 $36 N.A. N.A. $335 $110 $85
18 - 30 $72 $36 $92 $36 $335 $110 $85
31 - 40 $72 $36 $122 $48 $335 $110 $85
41 - 50 $72 $36 $182 $72 $335 $110 $85
51 - 60 $72 $36 $266 $106 $335 $110 $85
61 - 70 $72 $36 $326 $130 $335 $110 $85
71 - 80 $72 $36 $626 $250 $335 $110 $85
 
Please note that rates are subject to change without prior notice.
 

Brochure


Click to read / download our Health Cash Plan brochure.
 

Policy Wording

 
Click to read / download our Health Cash Plan policy wording.
 
 

Make the smart choice. You can simply download the Health Cash Plan application form and fax to us at 6880 4740 or email to newenquiry@axa.com.sg.

For further enquiries, please call our Hotline at:

1800-880 4741
(+65) 1800 880 4888