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SmartTraveller - Travel Insurance
 
Whether you're travelling for vacation or business, studying overseas or visiting family abroad,   SmartTraveller knows just what you need to ensure that you and your loved ones are well covered for your travels. Especially now with many more benefit enhancements, higher cover limits and a brand new benefit, you get even better value!
 
Some key benefits at a glance:
  • Pays up to $20,000 under Trip Curtailment even if you’ve to remain overseas for medical treatment Enhanced
  • Pays up to $12,000 for the unrecoverable deposits under Trip Cancellation Enhanced
  • Your Personal Accident cover starts 3 hours before departure
  • Your Trip Postponement benefit starts 30 days prior to the departure date New
  • Covers up to $600,000 for medical and dental treatment whilst overseas
  • Covers travel diversion and travel misconnection due to delays of the public conveyance Enhanced
  • Pays up to $3,000 for your lost/damaged golf clubs whilst overseas Enhanced
  • Pays up to $7,000 for lost personal effects, plus reimburses you to replace the essential items Enhanced
  • Covers leisure amateur sports such as bungee jumping, parachuting and sky diving
     
 

Brochure

Click to read / download our SmartTraveller Brochure (PDF, 3.8MB).

 

Frequently Asked Questions (FAQ)

Click to read / download our Frequently Asked Questions (FAQ) on SmartTraveller (PDF, 142KB)

 

Summary of Benefits (S$)

 
Personal Accident Comprehensive Essential
Section 1
Accidental Death & Total Permament Disablement
Adult up to 70 yrs $500,000 $250,000
Adult above 70 yrs $200,000 $100,000
Child $100,000 $100,000
Section 2
Double Public Transport Coverage
Pays double for death due to an accident in a public transport whilst overseas. 
Adult up to 70 yrs $1,000,000 $500,000
Adult above 70 yrs $400,000 $200,000
Child $200,000 $200,000
Section 3
Tuition Grant for Each Dependent Child 
Pays a lump sum for each child (max 4) upon accidental death of the insured parent whilst overseas.
 
$8,000
 
$4,000
Medical & Dental Expenses Comprehensive Essential
Outside Singapore
Section 4
Medical Expenses
Includes treatment by a Chinese Physician / Chiropractor.
Adult up to 70 yrs $600,000 $300,000
Adult above 70 yrs $50,000 $50,000
Child $500,000 $250,000
Section 5
Pregnancy Related Expenses 
Reimburses for treatment of pregnancy-related illness.
 
$8,000
 
$4,000
Section 6
Overseas Hospital Allowance
Pays $200 per day of hospitalization.
 
$40,000
 
$20,000
Section 7
Hospital Visit Benefit
Pays the travel and accommodation costs for a relative/friend to visit the insured during hospitalisation.
 
$10,000
 
$5,000
Section 8
Compassionate Visit
Pays the travel and accommodation costs for a relative/friend to assist in the death arrangements.
 
$10,000
 
$5,000
Section 9
Child Care Benefit
Pays the travel and accommodation costs for a relative/friend to accompany the children home if you are hospitalised.
 
$10,000
 
$5,000
Section 10
Special Grant 
Pays a lump sum upon death whilst overseas.
 
$8,000
 
$4,000
In Singapore
Section 11
Medical Expenses
Reimburses for necessary medical treatment in Singapore.
Adult up to 70 yrs $60,000 $30,000
Adult above 70 yrs $6,000 $3,000
Child $10,000 $10,000
Section 12
Hospital Allowance in Singapore
Pays $100 per day of hospitalisation.
 
$1,000
 
$500
Emergency Medical Assistance & Evacuation Comprehensive Essential
Section 13
Emergency Medical Evacuation
 
Unlimited
Section 14
Emergency Medical Repatriation
 
Unlimited
Section 15
Local Burial / Repatriation of Mortal Remains Back to Singapore
Pays for burial/cremation overseas or transporting the mortal remains to Singapore.
 
Unlimited
Travel Inconveniences Comprehensive Essential
Section 16
Baggage & Personal Effects including Valuables Enhanced
Maximum $800 for any one article or pair or set of articles and $500 in the aggregate for valuables   
 
$7,000
 
$5,000
Section 16A
Laptop, Wireless Handheld Device and Mobile Phone Enhanced 
Pays up to $1,000 for each item.   
 
$1,500
 
$1,000
Section 17
Purchase of Essential Items 
Reimburses up to $50 for each item.  
 
$500
 
$250
Section 18
Baggage Delay
Pays $200 for every 6 hours of delay whilst overseas and max $200 if the delay is in Singapore.
 
$1,000
 
$1,000
Section 19
Personal Money & Travel Documents
Pays for replacement passport, travel tickets and visa and up to $500 for the loss of money.
 
$5,000
 
$2,500
Section 20
Fraudulent use of Lost Credit Card Enhanced
Pays for the unauthorized usage on a lost credit card. 
 
$1,500
 
$1,500
Section 21
Personal Liability Enhanced
Indemnifies your legal liability to third parties for injury or damage to their property due to negligence.
 
$1,000,000
 
$1,000,000
Section 22
Loss of Deposit due to Trip Cancellation Enhanced
Reimburses for the irrecoverable pre-paid travel expenses.
 
$12,000
 
$6,000
Section 23
Trip Postponement New 
Reimburses the necessary costs to reschedule the trip.
 
$1,600
 
 
$800
 
Section 24
Replacement Traveller
Reimburses the necessary costs to replace a travelling companion before the trip.
 
$1,000
 
$500
Section 25
Financial Collapse of Travel Agency
Reimburses the irrecoverable pre-paid travel expenses due to insolvency of the NATAS travel agent.
 
$6,000
 
$3,000
Section 26
Travel Delay
Pays $100 for every 6 hours of travel delay whilst overseas and a max $100 if the delay is in Singapore.
 
$1,000
 
$1,000
Section 27
Travel Diversion Enhanced
Pays $100 for every 6 hours of delay.
 
$1,000
 
$1,000
Section 28
Trip Curtailment Enhanced
Reimburses the irrecoverable prepaid travel expenses when your trip has to be shortened  whilst overseas.
 
$20,000
 
$10,000
Section 29
Overbooked Flight Enhanced
Pays you a cash benefit if the travel delay exceeds 4 hours.
 
$300
 
$200
Section 30
Travel Misconnection Enhanced
Pays you a cash benefit if the travel delay exceeds 4 hours.
 
$200
 
$100
Section 31
Rental Car Excess
Reimburses the excess/deductible for the loss/damage to the rented vehicle.
 
$2,000
 
$1,000
Section 32
Emergency Personal Mobile Phone Charges
Reimburses up to $50 per day (max 6 days) for mobile charges used for an emergency.
 
$300
 
$150
Section 33
Loss of Sports Equipment Enhanced
Reimburses for lost sport equipment.
 
$1,500
 
$750
Section 34
Pet Care Enhanced
Pays $50 for every 8 hours of delay to fetch your pet from a pet hotel.  
 
$1,500
 
$750
Section 35
Quarantine Allowance for Influenza A (Outside Singapore)
Pays $50 per day of quarantine whilst overseas.
 
$700
 
$350
Section 36
Quarantine Allowance for Influenza A (In Singapore)  
Pays $50 per day of quarantine in Singapore.
 
$700
 
$350
Travel Security Comprehensive  Essential
Section 37
Hijacking  
Pays $500 for every 6 hours detained.
 
$5,000
 
$2,500
Section 38
Kidnap & Hostage  
Pays $500 for every 24 hours detained.
 
$10,000
 
$5,000
Section 39
Home Care Benefit  
Protects your home contents due to a fire whilst you’re travelling.
 
$5,000
 
$2,500
Section 40
Full Terrorism Cover
Includes terrorist attacks by nuclear, chemical and/or biological means.
 
Full Cover
 
Full Cover
Golf Benefits Comprehensive Essential
Section 41
Golf Equipment Enhanced  
Pays up to $300 for the lost/damaged golf club.
 
$3,000
 
$1,500
Section 42
Hired Golf Equipment  
Pays up to $50 per day to hire replacement golf equipment.
 
$500
 
$250
Section 43
Hole-in-One Enhanced  
Reimburses your entertainment expenses. 
 
$400
 
$200
 
 

Automatic Extension of Policy 

 
  • a) Up to 30 days if you are hospitalized or quarantined whilst overseas as advised by a Physician.
  • b) Up to 72 hours if the Public Transport in which you are travelling in is unavoidably delayed.

 

 

Premium (S$)

 
Individual Plan (No GST Required)
Trip Duration
(days)
ASEAN ASIA GLOBAL
  Comprehensive Essential Comprehensive Essential Comprehensive Essential
1 to 3 39 29 55 38 79 52
4 to 6 50 34 65 45 93 68
7 to 8 65 45 83 63 109 82
9 to 10  70  45   83  63 109 82 
11 to 14  88   61  110   78  138  105 
15 to 18 107 76 128   92  171  124 
19 to 22 120 87 150  101 191 139 
23 to 27 131 94 163 112 212 156
28 to 31 148 105 170 127 228 166
Add Per Week 29 22 39 29 47 41
Annual N.A. N.A. 390 273 510 378
 
Family Plan (No GST Required)
Trip Duration
(days)
ASEAN ASIA GLOBAL
  Comprehensive Essential Comprehensive Essential Comprehensive Essential
1 to 3 80 67 121 87 172 129
4 to 6 112 86 148 110 197 155
7 to 10  150  110 194   140 225  195
11 to 14 181 137 234 170 300 252
15 to 18 227 167 277 195 358 283
19 to 22 267 184 316 221 412 329
23 to 27 284 217 354 245 454 357
28 to 31 336 240 372 269 496 394
Add Per Week 60 49 71 56 98 72
Annual N.A. N.A. 736 508 835 688


 

Geographical Coverage

ASEAN

Travel within Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Thailand & Vietnam.

Asia

Travel within Australia, China, Hong Kong, India, Japan, Korea, Macau, Mongolia, New Zealand, Sri Lanka, Taiwan, Timor-Leste & countries under ASEAN.

Global

Travel to the rest of the world including Nepal, Tibet & countries under ASEAN & ASIA.

If the same trip involves travel to a few countries and hence crossing an area of travel, premium will be calculated based on the area of travel with the highest premium.

 

Policy Wording

Click to read / download our SmartTraveller Policy Wording (PDF, 287KB).

 

Buy SmartTraveller online now

 

Now you can buy your travel insurance on-the-spot before your flight.
 
To buy now, please click on Buy Online button on the right.
 

You can also download the SmartTraveller Application Form (PDF, 98KB) and fax to us at 6880 4740 or email to travelsales@axa.com.sg. For further enquiries, please call our Customer Care hotline at 1800-880 4741 or send us an e-mail.

 

1800 880 4888 (Within Singapore)
(+65) 6880 4888 (International)