As parents, you want your child to have the best of everything. Best medical care, best childcare, to be in the best schools? The list goes on. All of which comes at a cost. You are prepared to pay but do you want the savings that you’ve set aside for your child’s future to be wiped away should something unforeseen happens?
SmartCare Junior, specially tailor-made to take care of the common and critical health conditions that your child may face from childhood to adolescence.
Just less than S$1 a day can protect your child for:
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10 covered critical illnesses
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8 common illnesses
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Personal accident benefit for child and payor
Up to S$50,000 critical illness coverage
SmartCare Junior pays a lump sum of up to S$50,000 for 10 covered critical illnesses such as cancer, major organ/bone marrow transplantation, encephalitis and benign brain tumor.
We also pay a special grant benefit of S$3,000 if the inevitable happens.
Reimbursement of in-hospital expenses
Children have lower immunity and there are certain conditions to which children are more susceptible.
SmartCare Junior provides reimbursement for in-hospital expenses due to such common illnesses including hand, foot and mouth disease, chicken pox and food poisoning. There is no deductible and we will reimburse the actual charges incurred up to S$5,000.
A S$50 get well cash benefit is also given for each hospitalisation. You can use it anyway you wish to cheer up your child!
Personal accident cover for child
Childhood is a period of innocence and of exploration. However, children are not aware of the hazards that they may encounter in their everyday lives.
SmartCare Junior pays up to S$50,000 for accidental death or permanent total disablement. In addition, it also pays up to S$500 for accidental injury.
Payor benefit of up to S$50,000
As the payor of the insurance policy, should you suffer accidental death or permanent total disablement, SmartCare Junior will pay a lump sum of up to S$50,000 to your insured child.
Brochure
Click to read / download our SmartCare Junior Brochure.
