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Take charge of your life with SmartCare Critical.
 
We have read enough to know about the increasing incidence of critical illnesses such as cancer & kidney failure and how devastating it can be to be diagnosed with one. It is a frightening thought but with medical advances today, having a critical illness does not mean the end of life. We want the best medical treatment to get well. We do not want our life savings to be wiped out should a critical illness strike. We do not want our family to worry about paying the bills.   

Choose SmartCare Critical, so that the burden on you and your loved ones will be greatly reduced should the unfortunate event strike.

Why is SmartCare Critical the smart choice for you?

SmartCare Critical pays a lump sum amount for any of the covered 30 common critical illnesses like Cancer, Heart Attack, Stroke, Kidney Failure, Coma, Major Organ/Bone Marrow Transplantation, Heart Valve Surgery, Terminal Illness, etc.

Choice of 4 plans tailor-made to meet your individual needs

You can choose from one of four plans, which pays a lump sum benefit from S$30,000 to S$100,000 to meet your personal needs. For as little as S$31 a day, you are giving yourself peace of mind and protection should an unexpected critical illness strike.

1 based on the premium for the S$100,000 plan for a non-smoker aged between 35 and 39 years.

Additional benefits

Besides the lump sum benefit under the respective plan, SmartCare Critical pays an additional lump sum of up to S$10,000 for a specific cancer. (Please refer to schedule of benefits for details) In addition, you will receive daily cash for each day of hospitalization, up to 60 days per year. You can use this cash as you wish.
 

Brochure

Click to read / download our SmartCare Critical Brochure.

Benefits at a Glance! (S$)

 
Benefits
 Plan A Plan B Plan C Plan D
A) Diagnosis of any of the 30 Covered illness 30,000 50,000 75,000 100,000
B1) Extra Benefit for Female Cancer
(Cancer that is of the breast, cervix uteri, uterus, fallopian tube, ovary or vagina/vulva)
 3,000 5,000 7,500 10,000
B2) Extra Benefit for Male Cancer
(Cancer that is of the prostate gland, penis or testes)
 3,000 5,000 7,500 10,000
C) Daily Hospital Cash Benefit (Maximum 60 days per Insured person) 50 100 150 200
 
Note: Benefits under Section A and Section B1/B2 are payable once during the lifetime of the policy.
   

Annual Premium(S$ inclusive of GST)

 
  Male Non-Smoker Female Non-Smoker
Age Plan A B C D A B C D
18 to 24 169 281 422 562 176 293 439 585
25 to 29 192 321 481 641 206 343 514 685
30 to 34 227 378 566 755 248 414 621 828
35 to 39 293 489 734 978 315 525 788 1,051
40 to 44 398 664 996 1,328 416 694 1,041 1,388
45 to 49 574 957 1,435 1,914 561 935 1,403 1,871
50 to 55 833 1,388 2,081 2,775 752 1,253 1,880 2,506
  Male Smoker Female Smoker
Age Plan A B C D A B C D
18 to 24 218 363 544 725 208 347 520 694
25 to 29 256 427 641 855 250 416 624 832
30 to 34 314 523 784 1,045 307 511 767 1,023
35 to 39 416 693 1,039 1,385 401 669 1,003 1,337
40 to 44 580 966 1,449 1,933 543 906 1,358 1,811
45 to 49 844 1,406 2,110 2,813 740 1,234 1,851 2,468
50 to 55 1,232 2,053 3,079 4,105 990 1,650 2,475 3,301
 
Note:
  • Upon entering a new age band the higher rates will apply
  • Age shall refer to Age Next Birthday
  • Rates subject to change without prior notice
 

Click to read / download our SmartCare Critical Policy Wording.
 
Or to directly download and save the document into your system, simply right-click on the link and choose "Save Target As..." (for IE browser) or "Save Link As..." (for Netscape).

You can simply download the Download the SmartCare Critical Application Form and fax to us at
6880 4740 or email to newenquiry@axa.com.sg.

For further enquiries, please call our Hotline at
1800-880 4741 or send us an e-mail.
(+65) 1800 880 4888