|
|
With only $0.51 a day, you can't get a decent meal for yourself BUT you can protect yourself and your loved ones with AXA's unique benefits such as Loan Protector, Income Protection and more!
A Unique Policy That Protects 3 Generations
SmartCare Prime is more than a conventional Personal Accident insurance policy. Protect your loved ones should you meet with any mishaps. Enjoy peace of mind with our comprehensive range of life
essential benefits. Your children and parents are also well taken care of with our Children's Education Fund and Parent's Shield benefits.
Double the Benefit, Twice the Coverage
SmartCare Prime pays a lump-sum cash of up to $300,000 in the event of death or total permanent disablement. This benefit doubles up if the accident occurs while you are travelling in any public conveyance or as a result of earthquake, cyclone, typhoon, hurricane and flood.
More from SmartCare Prime
-
AXA covers your outstanding revolving line of credit liabilities, renovation loan and education loan should the unfortunate happen. With our unique Loan Protector benefit, you can rest easy knowing that your family will not have to grapple with debts.
-
Enjoy Incremental Sum Insured for Death & Total Permanent Disablement by 5% every year up to a maximum of 25% of the original sum insured, provided no claim has been made during the preceding period(s) of insurance.
-
Enjoy up to 10% family discount when you sign up with your spouse and / or your children; Alternatively Enjoy FREE cover1 for your children and 5% family discount when you sign up with your spouse.
1 Applicable to Death, Permanent Disablement, Double Indemnity for Death/Permanent Disablement, Medical Expenses and Hospital Allowance Benefits. Coverage is at 10% of the main insured's benefit.
Brochure
Click to read / download our SmartCare Prime Brochure.
Frequently Asked Questions (FAQ)
Click to read / download our Frequently Asked Questions (FAQ) on our Personal Accident products.
Why is AXA Everybody's Preference?
-
Loan Protector benefit that covers your financial liabilities
-
Parent's Shield provides for their needs
-
Children's Education Fund ensures that their future is well taken care of
-
Free incremental sum insured up to 25%
-
Double indemnity against natural disaster
-
Enjoy up to 10% family discount
-
Full Terrorism cover
-
Money back guarantee
-
24 Hour world-wide coverage
-
Hotline 1800-880 4741
Free Additional Cover
-
Accidental dental treatment, insect / animal bites, dengue fever, food & drinks poisoning, amateur sports and activities
-
Disappearance
-
Hijack, riot, strike, civil commotion, murder & assault
-
Motorcycling
1800-880 4741 Hotline Assistance
Wherever you are in the world, should you need advice or referrals in case of an accident, our assistance service is just a phone call away.
Flexibility of Choice
Choose from three levels of coverage - the Platinum, Gold or Silver Plan - to suit your needs. Each plan is packaged to offer you complete peace of mind. In addition, you will enjoy greater savings and better value when you choose to cover your spouse and your children.
Choices for Your Needs
Benefits (S$)
|
Platinum
|
Gold |
Silver |
|
Life's Essential |
|
Accidental Death |
300,000 |
200,000 |
100,000 |
Permanent Disablement
(Total & Partial) |
Up to
300,000 |
Up to
200,000 |
Up to
100,000 |
Double Indemnity for Death / Permanent Disablement due to:
(i) Accident whilst travelling as a passenger in any public conveyance
(ii) Earthquake, typhoon, cyclone, hurricane & flood |
Up to
600,000
|
Up to
400,000
|
Up to
200,000
|
Temporary Total Disablement
(up to 104 weeks) |
300
per week |
200
per week |
100
per week |
Temporary Partial Disablement
(up to 104 weeks) |
150
per week |
100
per week |
50
per week |
|
Compassionate Cash Relief |
3,000 |
2,000 |
1,000 |
|
Health Maintenance |
|
Accidental Medical Expenses |
5,000
per year |
3,000
per year |
1,000
per year |
-
Chinese Physician Expenses
-
Accidental Dental Treatment, Insect / Animal Bites, Dengue Fever, Food and Drinks Poisoning
|
Up to 300 per accident
Up to 800 per occurrence
(Sub-limit of accidental medical expenses) |
Up to 300 per accident
Up to 800 per occurrence
(Sub-limit of accidental medical expenses) |
Up to 300 per accident
Up to 800 per occurrence
(Sub-limit of accidental medical expenses) |
|
Daily Hospital Allowance |
300 |
200 |
100 |
|
Lifestyle Maintenance |
|
Income Protection |
6 months salary,
up to 30,000 |
6 months salary,
up to 30,000 |
6 months salary,
up to 30,000 |
|
Loan Protector |
Up to 3,000 |
Up to 3,000 |
Up to 3,000 |
|
Children's Education Fund |
10,000 per child,
up to 3 children |
10,000 per child,
up to 3 children |
10,000 per child,
up to 3 children |
|
Parent's Shield |
8,000 per parent |
8,000 per parent |
8,000 per parent |
This brochure is not a contract of insurance. For full terms and conditions, please refer to the Policy which is the operative document
|
Annual Premium (S$) |
Platinum |
Gold |
Silver |
|
Insured |
468 |
328 |
186 |
|
Spouse |
418 |
288 |
168 |
|
Each Child |
188 |
128 |
68 |
Premium quoted above are inclusive of GST and may be subject to change without prior notice. The above premium is applicable for Class I and Class II risks. Please note:
-
Benefit per child is 50% of Main Insured's benefits
-
The above premium is not applicable for Class III, decline or referred risk
|
Classification of Risks |
|
Class I - Persons engaged in professional, administrative, managerial, clerical and non-manual work solely in office or similar non-hazardous places |
|
Class II - Persons engaged in work of a supervisory nature and others not in class I whose duties do not involve the use of tools or machinery or expose them to any special hazard |
|
Class III - Persons engaged in manual work not of particularly hazardous nature but involving the use of tools or machinery |
|
Referred risks - Persons working in Security Organisations, Construction Industries, Entertainment Industries, Drivers and Carpenters and Class III risks |
Please note that this is an Accident Policy. The Benefit will only be payable upon death or injury as a result of an accident occurring
Policy Wording
Click to read / download our SmartCare Prime Policy Wording.
Exclusions
-
War, warlike perils and nuclear risks.
-
Suicide or self-inflicted injury.
-
Participation in any professional sports or dangerous activities such as parachuting, sky diving and bungee jumping (except hiking, trekking, rock climbing, winter sports, leisure scuba diving under the supervision of a qualified diving instructor and motorcycling).
-
Any kind of competitive racing (other than on foot).
-
Air crew, ship crew, professional sportsperson, occupations involved in diving, oil-rig platform; on-board vessel or offshore work, fire-fighting, police or military operations or occupations of hazardous nature such as involving height, depth or heat.
Enrol Today!
Make the smart choice. Enrol with SmartCare Prime today! Simply complete the Application Form and mail it back to us.
Money Back Guarantee
You'll have 14 days to review your policy from the date you receive it. If you are not satisfied, simply return the policy to us within 14 days for a full premium refund.
For more information, please call our Customer Service Centre Hotline at 1800-880 4741, or email us at newenquiry@axa.com.sg.
|
|
