|
|
We cannot prevent illnesses or accidents from happening, but we can safeguard your savings from high medical costs.
Plans with No Hidden Sub-limits
Whether you are hospitalised in Singapore or while travelling overseas*, for a period not exceeding 90 days, Group SmartCare Executive works on the concept of payment per disability. This is unlike other health plans that impose a sub-limit on benefits, whereby any excess will have to be borne by you.
Plans with Maximum benefits at low premiums
Designed to fit your budget, you can enjoy maximum benefit of as much as S$60,000. What’s more, the benefits have also been extended to cover kidney dialysis and cancer treatment.
*If you travel overseas expressly for treatment, medical bills are subjected to Singapore General Hospital rates.
Plans tailored to fit your needs
You have a choice of 4 different plans, each tailored to fit your needs and budget.
See how Group SmartCare Executive works for you
Example:
A patient undergoes an appendicitis operation and stays in hospital for 5 days, of which 2 days in ICU. It clearly shows that Group SmartCare Executive fully covers him for the total hospitalisation expenses whilst a regular sub-limit plan leaves him with excess expenses to be covered on his own.
|
Benefits |
Expense Incurred in Private Hospital |
Regular Sub-Limit Plan HRB@$150 |
Plan C SmartCare Executive 4 bedded |
|
Hospital Room & Board |
516 |
450 |
516 |
|
ICU Charges |
688 |
600 |
688 |
|
Hospital Miscellaneous Services |
2,850 |
2,250 |
2,850 |
|
Surgeon fee |
1,500 |
1,500 |
1,500 |
|
Anaesthetist Charge |
450 |
375 |
450 |
|
Post Hospital Treatment |
450 |
450 |
450 |
|
Incurred/Total payable |
6,454 |
5,625 |
6,454 |
|
Shortfall |
|
829 |
Nil |
Note: All figures in S$
|
Benefits |
Plan A |
Plan B |
Plan C |
Plan D |
|
Annual Policy Limit per person |
60,000 |
45,000 |
30,000 |
15,000 |
|
Room & Board |
Single |
Two |
Four |
Six |
|
Intensive care unit |
As charged up to 20,000 (Per disability)
|
As charged up to 15,000 (Per disability)
|
As charged up to 10,000 (Per disability)
|
As charged up to 5,000 (Per disability)
|
|
Hospital miscellaneous expenses |
|
Surgeon’s fee |
|
Anaesthetist’s fee |
|
In-hospital physician’s visit |
|
Pre-hospitalisation/Surgery Specialist's Consultation (Up to 30 days before admission) |
|
Pre-hospitalisation/Surgery Services (Up to 30 days before admission) |
|
Post hospitalisation treatment (Up to 60 days) |
|
Emergency outpatient accidental treatment |
|
Outpatient kidney dialysis |
20,000 |
15,000 |
10,000 |
5,000 |
|
Outpatient Cancer treatment |
20,000 |
15,000 |
10,000 |
5,000 |
Miscarriage due to accidents
(Per occurrence) |
1,000 |
1,000 |
1,000 |
1,000 |
|
Special grant |
3,000 |
3,000 |
3,000 |
3,000 |
Eligibility
Persons must satisfy the following to be eligible:
-
Adults from 18 to 65 year old (inclusive). Policy renewable up to age 72 subject ot yearly review.
-
Children from 15 days old to 18 years old (inclusive). Policy renewable up to age 25 (inclusive) if he/she is enrolled in an educational institution on full-time higher education, (and not in full-time national service).
-
Singapore Citizens, Permanent Residents of Singapore, Employment Pass Holders, Student Pass Holders, Dependant Pass Holders or Work Permit Holders.
-
Employment Pass Holders, Student Pass Holders, Dependant Pass Holders and Work Permit Holders must supply a copy of their respective pass or work permit and a bona fide residential address in Singapore.
What's Not Covered
-
Pre—existing conditions which refers to an injury or an illness which existed prior to the effective date of cover.
-
Any loss by terrorist acts using chemical/biological substances.
-
Other standard exclusions, eg. congenital conditions, suicide, pregnancy, routine physical examinations.
Policy Wording
Click to read / download our Group SmartCare Executive Policy Wording
Enrol Today!
Make the smart choice. Enrol with Group SmartCare Executive today! For more information, contact our agency, broker or direct servicing team. For direct customers, please complete the Group Insurance Fact Find Form and fax to us at 6880 4740 if you wish to obtain a quote.
Alternatively, you can call our Customer Service Hotline at 1800-880 4741, or email us at newenquiry@axa.com.sg.
|
|
