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SmartCare Executive is exclusively tailored to fit your budget without compromising on the health protection for you & your loved ones.

Peace of mind is what you enjoy as we provide full coverage from the first dollar while you are in hospital. To top it up, get extra benefits like Surgical Implants, Major Organ Transplant & even a Daily Recovery Income. We also cover Health Threats like Bird Flu, Dengue Fever & SARS among others. What’s more, you can tailor your benefits to fit your budget by opting for Co-payment, Deductible or both.

Real Protection
  • As Charged Benefits
  • No Compulsory Co-payment & Deductible
  • Worldwide Coverage
  • 24 Hours Emergency Assistance Hotline
  • Health Threats Coverage eg. Bird Flu, Dengue Fever
  • Cover up to Age 80
     
Maximum Flexibility
  • 6 Basic Plans to fit your budget
  • Choice of Public or Private Hospital Plan
  • 4 Options for Deductible & Co-payment
  • Cashless Hospital Admission upon approval
     
Great Value For Money
  • As low as 31 cents per day1
  • Up to 45% Discount from Standard Premium
  • Extended Benefits at no extra cost
  • Cash Allowance while hospitalised
  • Personal Card for Fast & Easy Admission
1Based on Public Hospital Plan F premiums for Ages 18 - 29, no deductible & co-payment
 

Brochure

 
Click to read / download our SmartCare Executive brochure.

SmartCare Executive
Benefits Table		 Private Hospital Plan Public Hospital Plan
  Plan A Plan B Plan C Plan D Plan E Plan F
ANNUAL LIMIT Applicable to All Benefits (S$) 70,000 55,000 40,000 70,000 40,000 25,000
Hospital and Surgical Benefits (S$)
Bed Type (Standard Types) 1-Bedded 2-Bedded 4-Bedded 1-Bedded 4-Bedded 6-Bedded
Room & Board
Includes meal & general nursing care
 
 
 
 
 
 
 
 
 
 
As
charged
up to
20,000
Per
disability
 
 
 
 
 
 
 
 
 
 
As
charged
up to
15,000
Per
disability
 
 
 
 
 
 
 
 
 
 
As
charged
up to
10,000
Per
disability
 
 
 
 
 
 
 
 
 
 
As
charged
up to
20,000
Per
disability
 
 
 
 
 
 
 
 
 
 
As
charged
up to
10,000
Per
disability
 
 
 
 
 
 
 
 
 
 
As
charged
up to
5,000
Per
disability
Intensive Care Unit
Hospital Miscellaneous Expenses
Prescription drugs, Inpatient Diagnostic Procedures, Operating Theatre Fees, Ancillary Charges
Inpatient Physiotherapy
Ambulance Services
Surgeon's Fee
Includes Inpatient Surgery & Day Surgery
Anesthetist's Fee
In-Hospital Physician's Visit
Pre-Hospitalisation/Surgery Specialist’s Consultation (Up to 90 days)
Pre-Hospitalisation/Surgery Diagnostic Services
(Up to 90 days)
Post-Hospitalisation/Surgery Treatment (Up to 90 days)
Emergency Outpatient Treatment
(due to accident only)
Outpatient Benefits (S$)
Outpatient Cancer Treatment Per Year 20,000 15,000 10,000 20,000 10,000 5,000
Outpatient Kidney Dialysis Per Year 20,000 15,000 10,000 20,000 10,000 5,000
Emergency Outpatient Dental Treatment
(due to accident only)		 2,000 1,500 1,000 2,000 1,500 1,000
Extended Benefits (S$)
Major Organ Transplant As charged As charged As charged As charged As charged As charged
Miscarriage due to accident Per Occurrence 3,000 2,000 1,000 3,000 2,000 1,000
Ectopic Pregnancy
Per Occurrence
 3,000 2,000 1,000 3,000 2,000 1,000
Surgical Implants
Per Disability
 3,000 2,000 1,000 3,000 2,000 1,000
Medical Report Fees As charged As charged As charged As charged As charged As charged
Daily Recovery Benefits Per Day After 7 days of hospitalisation, up to 20 days 200 150 100 200 100 50
Special Grant 5,000 3,000 3,000 5,000 3,000 3,000
 
 
How SmartCare Executive keeps you covered

Example:Appendicitis operation 7 days hospitalisation with 2 days in ICU

 
Benefits
 
Scenario
 Expense Incurred (S$) Example of Competitor Pay out (S$) SmartCare Executive Plan C Pay Out (S$)
Room & Board
Includes Meals & General Nursing Care		 5 days R & B in Private Hospital 750
 
 
 
 
2,500
Sublimit of 500/day
 
 
 
 
 
 
 
 
 
 
 
Paid as Charged up to 10,000
Hospital Miscellaneous Expenses
  • Prescription drugs
  • Diagnostic Procedures
  • Operating Theatre Fees
  • Ancillary Charges
 2,950
Anaesthetist Charge   500  
Surgeon’s fee Appendicitis 1,700 1,700
ICU 2 days ICU
(Includes ICU Miscellaneous Expenses)		 2,250 1,380
Sublimit of 690/day
Post-Hospitalisation Treatment Outpatient & Surgery treatment 800  
Total Incurred   8,950    
Deductible     2,000 Nil
Co-payment     10% Nil
Total Paid     3,222 8,950
Shortfall     5,728 Nil
 

Annual Premium (S$ inclusive of GST)
 

Age\Plan Private Hospital Plan Public Hospital Plan
Plan A Plan B Plan C Plan D Plan E Plan F
1-17 334 282 240 261 176 92
18-29 440 366 303 313 219 113
30-39 545 450 387 387 271 134
40-44 619 513 440 471 324 166
45-49
 692 577 482 524 366 187
50-54 966 798 682 734 513 261
55-59 1,088 910 757 878 587 292
60-65 1,528 1,278 1,087 1,208 822 408
66-69 2,188 1,823 1,527 1,747 1,208 586
70-74
 3,288 2,736 2,187 2,715 1,884 955
75-80
 5,046 3,836 3,177 3,782 2,625 1,318
 
 
Optional Premium Discounts
Deductible & Co-Payment Discount Deductible & Co-Payment Discount
S$0 & 10% * 10% S$0 & 10% ** 10%
S$2,000 & 0%* 30% S$1,000 & 0% ** 30%
S$2,000 & 10% * 45% S$1,000 & 10% ** 40%
* Applicable to Plan A , B & C ** Applicable to Plan D, E & F
 
  • Claims are subject to pro-ration for hospitalisation in a different type of ward and/or hospital from the chosen plan
  •  Public Hospitals refer to Government & Restructured Hospitals
  • All Ages refer to Age Next Birthday
  • Upon entering a new age band, the higher rates will apply
  • Age 66 to 80 (inclusive) for policy renewal only
  • Rates are subject to change without prior notice
 

Eligibility

 
1. Applicants must satisfy the following:
  • Adults from 18 to 65 years old (age at next birthday). Policy renewable up to age 80 (age at next birthday) subject to yearly review.
  • Children from 15 days old to 18 years old (age at next birthday). Policy renewable up to age 25 (age at next birthday) if he / she is enrolled in an educational institution on full-time higher education (and not in full-time national service).
  • Singapore Citizens, Permanent Residents of Singapore, Employment Pass Holders, Student Pass Holders, Dependant Pass Holders or Work Permit Holders.
  • Employment Pass Holders, Student Pass Holders, Dependant Pass Holders and Work Permit Holders must supply a copy of their respective pass or work permit and a bona fide residential address in Singapore.

2. Proposal for children must include at least one parent.

 
Click to read / download our SmartCare Executive Policy Wording.
 

Make the smart choice. You can simply download the SmartCare Executive Application Form and fax to us at 6880 4740 or email to newenquiry@axa.com.sg.

Money Back Guarantee

You'll have 14 days to review your policy. If you are not satisfied, simply return the policy to us for a full premium refund.

For more information, please call our Customer Service Centre Hotline 1800-880 4741, or e-mail us at newenquiry@axa.com.sg.

 
(+65) 1800 880 4888