Home > Personal Insurance > Personal Accident > SmartCare theOne
Enjoy total protection with SmartCare theOne

With SmartCare theOne, you can create an immediate emergency fund to protect you and your family 24 hours a day, anywhere in the world.
 

  • Accidental Death & Total Permanent Disablement

SmartCare theOne will pay a lump-sum cash of up to $2 million cash in the event of accidental death or permanent disablement. This benefit will help you and your family make the necessary adjustments to the loss of income for a period of time. Choose the plan that suits you most.

  • Accidental Medical Expenses

SmartCare theOne takes care of the cost of necessary medical treatment due to accidents, including dengue fever, food and drink poisoning. It covers hospitalization and clinical treatment, wherever you are. In addition, if you choose alternative treatments, this plan also covers Chinese medication, services of a bonesetter, chiropractor and physiotherapist.

  • Family Discount

Sign up together with your family and enjoy 20% discount off their premium! Protect your spouse with any of our Personal Accident plans and your children can also enjoy same discount under SmartCare Prime or SmartCare Shield plans!

  • No Claims Discount

You will enjoy 20% discount off your standard premium if you did not make any claim for three consecutive years.

  • 24-Hour Emergency Hotline Service

Wherever you are in the world, should you need advice or referrals in case of an accident, our emergency assistance service is only a phone call away.
Call our 24-hour hotline at (65) 6322 2566.


Brochure

Click to read / download our SmartCare theOne Brochure.


Frequently Asked Questions (FAQ)

Click to read / download our Frequently Asked Questions (FAQ) on our Personal Accident products.

Benefits at a Glance

 
Benefits (S$)
 Plan 1 Plan 2
Accidental Death 1,000,000 2,000,000
Permanent Disablement
(Total & Partial)
 		 Up to
1,000,000
 		 Up to
2,000,000
 
Accidental Medical Expenses 1 15,000
per year
 		 30,000
per year
  • Chinese Physician Expenses 2
 
  • Chiropractor & Physiotherapist Expenses 2
     
 
  • Nursing Care Charges 2
     
 
  • Mobility Aid and Ambulance Services 2
 
  • Accidental Dental Treatment, insect/animal bites, dengue fever, food and drinks poisoning 2
Up to 500 per accident


Up to 500 per accident
 
 
 
Up to 1,000 per week, 4,000 per accident 
 
 
Up to 3,000 per accident 
 

Up to 5,000 per occurrence  
Special Grant 3,000 10,000
1 Benefits are on reimbursement basis
2 Benefits are sub-limit of Accidental Medical Expenses
 
 
Premiums (S$)
 Plan 1 Plan 2
Class I & Class II Risks 968 1,688
Please note:-
- Premium quoted above are inclusive of GST and may be subject to change without prior notice.
- The above premium is not applicable for Class III, decline or referred risks.
 

0% Interest Installment Payment
0% interest installment payment is now available! Be covered for $1,000,000 from only $80.67 per month.

Classification of Risks

Class 1 Class 2 Class 3
Persons engaged in professional, administrative, managerial, clerical and non-manual work solely in offices or similar non-hazardous places. Persons engaged in work of a supervisory nature and others not in Class I whose duties do not involve the use of tools or machinery or expose them to any special hazard. Persons engaged in manual work not of particularly hazardous nature but involving the use of tools or machinery.
Example
    -  Architect (Indoor)
    - Beautician
    - Dentist / Doctor
    - Lawyer
    - Chemist
 		     -  Chemist
    - Engineer (outdoor)
    - Fitness / Gym Instructor
    - Hair Stylist
    - Insurance / Property Agent
    - Loss Adjusters
 		     -  Butcher / Fishmonger
    - Contractor
    - Motor Repairer
    - Plumber
    - Veterinary Surgeon
 

Please note that the above examples are not exhaustive. For more information, please call us at 1800-8804 741, or email us at newenquiry@axa.com.sg 

Policy Wording

Click to read / download our SmartCare theOne Policy Wording.

Click to read / download our Terrorism Extension Clause.

Or to directly download and save the document into your system, simply right-click on the link and choose "Save Target As..." (for IE browser) or "Save Link As..." (for Netscape).

 

Extended Scope of Coverage

  • Boxing and wrestling
  • Parachuting
  • Sky diving
  • Bungee jumping
  • Snow or ice sports
  • Hunting
  • Pot-holing
 

Main Exclusions

  • Self-inflicted injuries or any attempt thereat while sane or insane
  • Insurrection declared or undeclared war or any warlike operations, military or naval service in time of declared or undeclared war or while under the orders for warlike operations or restoration of public order
  • Participation in a riot, committing an assault or felony
  • Participation in competitive racing on wheels
     
 

Enrol Today!

Get protected today! Make the smart choice. Enrol with SmartCare theOne today!
Simply complete the Application Form and fax to us at 6880 4740 or email to newenquiry@axa.com.sg.

For more information, please call our Customer Service Centre Hotline at 1800-880 4741, or email us at newenquiry@axa.com.sg.

 

Money Back Guarantee

You'll have 14 days to review your policy from the date you receive it. If you are not satisfied, simply return the policy to us within 14 days for a full premium refund.
(+65) 1800 880 4888